It is legal to give the credit card to others with the consent of the cardholder. It is illegal to swipe a credit card without the cardholder's consent or steal the cardholder's credit card. Measures for the supervision and administration of credit card business of commercial banks Article 48 Credit cards issued by issuing banks shall meet the requirements of safety management, and the cards and passwords shall be delivered separately, and the receipt shall be presented to the cardholders.