The interest-free repayment period of CCB refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

The calculation example shows that:

Suppose your billing date is a month 17, and the due repayment date (for example, the 30th of a month) is the 7th of next month (if the month is 3 1 day, it is the 6th of next month, and the year and month are calculated accordingly).

If you spend 65,438+00,000 yuan in April, 65,438+05, and this consumption is credited to your account on the same day, the bank bookkeeping date is April, 65,438+05, because your bookkeeping date is April, 65,438+07, and the due repayment date is May 7, the longest interest-free period for this consumption is 23 days.

If you spend 65,438+00,000 yuan in April, 65,438+08, the consumption amount will be credited to your account on the same day, and the bank bookkeeping date will be April, 65,438+08. Since the consumption amount should be recorded on May 65, 438+07, there are still 50 days before the due repayment date on June 6, and the longest interest-free period of this consumption is 50.

______________________________________________________________________

Your billing date is15th every month. If you spend 15 days, the interest-free repayment period is 20 days.

If the monthly consumption is 16 days, the longest interest-free repayment period is 50 days;