Hello, at present, our credit card can provide three transfer methods, namely ATM transfer, cash advance by telephone and cash advance by online banking. The credit card that needs to handle business has a transaction password and a cash advance function.

The handling fee, interest and limit are the same as those of domestic RMB cash advance business. Handling fee: the handling fee for domestic RMB cash advance is 1% of each cash withdrawal amount, and the minimum is 10 yuan RMB; The handling fee for overseas cash advance is 3% of each cash withdrawal amount, with a minimum charge of US$ 3 or 30 yuan RMB (except for cards with special provisions). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at a daily rate of 0.5 ‰, with compound interest on a monthly basis.

Limit: Generally, the advance cash limit is 50% of the credit limit (except for cards with special provisions). At the same time, the maximum daily withdrawal amount of each card in China is RMB 2,000; The daily cumulative cash advance of each overseas non-UnionPay line shall not exceed the equivalent of 1 ,000 USD, the cumulative cash advance of 1 month shall not exceed the equivalent of 5,000 USD, and the cumulative cash advance of 6 months shall not exceed the equivalent of 1 ,000 USD.

(You can consult any credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center. )