Can I get a loan with a Bank of China credit card?

1. Can you get a loan with a Bank of China credit card?

Bank of China credit card loan (20,000-300,000 yuan can be recycled)

Conditions: Use the card for 6 months , with a limit of more than 10,000

Card limit: 10,000 to 50,000 directly 2 times, 50,000 to 100,000 directly 1.5 times, 10 or more 1 times with a maximum of 300,000

Loan process:

You must provide your ID card to the bank to open a savings card, bind the credit card, go to the counter to apply for "Easy Money", fill it out, and after signing, the money will be released within 3 working days. The money is placed directly in the savings card, and the repayment is also paid back to the savings card. Loan interest: 5% for 12 months, 10% for 24 months, 15% for 36 months

2. Can you get a loan with a Bank of China credit card?

The loan must meet its conditions before it can be loaned. .

Loan application conditions:

1. Must have a fixed income, depending on salary details;

2. Be between 18 and 65 years old;

3. If the loan is used for business or car purchase, there must be a guarantor and mortgage;

4. Good credit report.

Loan application materials:

1. Lender’s ID card;

2. Lender’s credit information for the past six months, and the credit information is good;

3. Bank card transactions in the borrower’s name for the past six months without interruption;

4. Proof of the borrower’s residence certificate (rental contract, property certificate, water, electricity, and bills in the past three months) Gas invoice);

5. Proof of income issued by the lender’s workplace;

6. Social security, insurance policies, and provident fund monthly payments can also be used as loans.

If you want to borrow a higher amount, you can get a mortgage loan, such as a house, car, etc.