1. Yes.

1. China Everbright Bank’s platinum card can be downgraded to a regular card. You can call the customer service of Everbright Bank Credit Card Center. After the call is connected, you will be transferred to manual service. Explain to the customer service why you want to downgrade your card, and the customer service will help you apply for a card downgrade. Once the application is approved, it will take effect within one working day.

2. Under normal circumstances, only cards that have been upgraded to Platinum Cards can be downgraded to the original regular cards. If you initially applied for a Platinum Card, you cannot downgrade to a regular card.

2. Content related to Platinum Card

1. Platinum Card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks and other institutions. UnionPay card is a bank card jointly launched by China UnionPay and commercial banks and other institutions. The card number starts with 62 and has the UnionPay logo on the card surface. UnionPay cards only have the UnionPay logo on the card surface and no other card brand logos. They are also often called single-logo UnionPay cards.

2. Like other UnionPay cards, the UnionPay Platinum Card card number starts with 62 and has the UnionPay logo on the card face. In terms of appearance characteristics, the card issuer identification area on the front of the card is printed with the "Platinum Card" product name in English or English and local common text, or the "PLATINUM" platinum card product identification pattern uniformly designed by UnionPay is used on the card surface (UnionPay The PRIORITY PLATINUM credit card uses the PRIORITYPLATINUM pattern). The base color of the card is usually metallic white gold.

3. In addition to all financial functions, the UnionPay Platinum Card also provides a 24-hour exclusive platinum service hotline, online banking services, account change SMS reminder services, and counter priority services. In addition, some banks have equipped platinum cards with value-added services such as public transportation accident insurance, airport VIP lounge services, health exclusive medical care, golf reservation services, and financial management butlers. Enjoy platinum privileges and the ultimate shopping experience. Yigu.com, together with China UnionPay, launches exclusive benefits for UnionPay Platinum Card customers. UnionPay Platinum Card customers can spend money in the Platinum Zone.