If it is China Merchants Bank, the credit card application review is comprehensively evaluated by the system, and more factors will be considered, such as work, income, stability, personal credit and other aspects.

The most important application conditions are to be between 18 and 60 years old, with a stable job and income. The necessary application documents are "copy of identity certificate" and "employment certification document". If you can provide other financial support documents, it will be more helpful to understand your personal situation and determine your credit limit. Proof of financial resources can be documents such as salary records issued by the bank, income tax withholding certificates, or copies of real estate certificates/car driving licenses/bank time deposit certificates that can prove your financial level. Other reference documents: social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc. Warm reminder: The issuance of credit card will be subject to the final review result