Current location - Trademark Inquiry Complete Network - Overdue credit card - I'm from China Construction Bank. The credit card bill date is 19. How to calculate the repayment date?
I'm from China Construction Bank. The credit card bill date is 19. How to calculate the repayment date?
The landlord's bookkeeping date is 19 every month, so the transaction of credit card consumption and cash withdrawal from the 20th of each month to the 9th of the following month will be settled on the 9th of the following month, forming a bookkeeping cycle, and the due repayment date is 20 days after the bookkeeping date, which is the 8th or 9th of the following month (because there are different months).

That is, the transaction of 19 on August 20th was settled on the bill of September 19, and 10/9 was the due repayment date.

Furthermore, give some advice to the landlord. The closer the general bill is to the future bill date, the longest repayment period can be enjoyed (that is, the interest-free period said by the bank, as long as the landlord pays back the money in full according to the amount written on the bill, the credit card will not charge interest).

Specifically, when the bill date is 19, assuming that the landlord swipes the card on August 20th, the credit card will be settled on the bill of September 19, and the due repayment date is 10/9, with a repayment period of 50 days from August 20th to June 5438+00/9. Credit card is swiped on 8/2 1, and the repayment period is 49 days (8/21-kloc-0/9, 49 days in total), and so on, and credit card is swiped on 9/ 19, and the account is settled on the same day, which is also10.

If the landlord has other questions, you can ask.