2. If it is confirmed that the deduction is legal, you need to contact the bank or credit card company as soon as possible to understand the details and reasons of the deduction. You can ask them why they withheld your salary card and how you should pay off the remaining debts.
3. If you don't agree with the bank or credit card company, you can complain to the local banking supervision department or consumer protection agency. They can help you solve problems and protect your rights and interests.
If you need to continue to use this salary card, you can consider negotiating with the bank to see if you can reduce the deduction amount or change the repayment method. If you are worried that the bank will continue to deduct your salary card, you can also consider applying to the court to freeze your salary card, but this requires you to provide corresponding legal documents and evidence.
In order to avoid the recurrence of similar situations, you need to carefully manage your financial situation, rationally plan your expenditure and repayment plan, and ensure that you can repay credit card arrears and other debts in time.