What conditions are required to apply for a CCB Long Card credit card?

What are the requirements for applying for a credit card from China Construction Bank

1. A stable source of income.

When any bank considers successfully issuing a credit card to you, it will definitely pay attention to your income. If your income is unstable, it is generally difficult for banks to successfully issue credit cards. At the same time, it should be noted that if your income is very low, even if you successfully apply for a credit card. The credit card limit will not be very high either.

2. Good credit record.

Nowadays, credit records are all online. If you have a bad credit record in one bank, other banks can also see it. Therefore, if your credit is stained, it is possible to get a credit card. At the same time, bad credit records also have an impact on personal life and work. You must learn to cherish your credit.

3. After applying for social security, the balance of social security is very large.

Here, it must be said that many people may have false income certificates, but it is difficult to falsify social security. When you provide your social security card to bank staff, the bank staff can check the balance. If you have purchased social security for a long time and have a large balance, the credit card you apply for will generally be approved successfully, and the limit will be relatively higher.

4. Have certain proof of assets.

Of course, it is very convenient to apply for a credit card if you have proof of assets. But what I have to say here is that generally, if you own a house, the bank will only recognize the house certificate from the bank branch where the credit card you apply for is located. If you have a lot of fixed assets, applying for a credit card will naturally be a piece of cake.

5. Please bring your personal ID card when applying.

At present, due to the fierce competition in the credit card business of various banks, as long as you have a job and go to the bank with your ID card to apply for a credit card, generally as long as it is not a gold card, your application will be successful, and the same is true for China Construction Bank in this way. However, if your salary is paid by China Construction Bank, the probability of successfully applying for a credit card will increase a lot.

Some other convenient conditions for successfully applying for a credit card.

6. Here we also want to share some situations that increase the probability of successful credit card application.

If you apply during the CCB credit card promotion, or apply through the recommendation of friends who use CCB credit cards, the probability of success will be high. At the same time, if you have a credit card from another bank, you can also try to apply for a credit card. In short, after you successfully apply for a credit card, you must understand the card type, charges, cash withdrawals, etc. of your credit card before opening it. Remember to consume rationally and do not swipe cards blindly! What documents are needed to apply for CCB Long Card Credit Card?

CCB Long Card Credit Card requires ID card, military officer ID card and other documents.

Other procedures need to be completed according to bank requirements.

You must meet the bank’s requirements before you can apply for the card

If you apply for a card by filling in the application form at a CCB branch, you must bring your ID card and proof of work income (from your employer) when applying. Work permit, employment certificate, salary card statement (preferably more than 3 months old), tax bills for the past 3 months, social insurance policies, provident fund bills, etc. Not all of these are required, just have them), if you can attach some financial resources Proof, such as real estate, car ownership, and time deposit certificates from China Construction Bank, are very helpful for debit cards.

(In the case where the proof of work income cannot be fully provided, it is best to have proof of financial resources)

Of course, you can also apply online through the CCB credit card website and apply for the card online. The procedure is relatively simple and does not require When submitting additional proof of financial resources, the bank will focus on the property of the landlord, social security, provident fund, personal tax, personal credit, etc., which can be checked online. If these are not paid much or have not been paid, this method is not recommended.

The entire approval time for his credit card takes about 20-25 working days, which is about a month. You can check the approval progress of your card through the "Application Progress Query" on his credit card homepage. of.

What do you need to apply for a credit card? How to do it? Thank you!

Social security, work certificate, bank statement, personal car driving license, real estate, mortgage, any one of the above can be applied for. Contact the bank customer service and the card application staff will come to you for free. How to apply for the CCB Long Card College Student Credit Card? What are the requirements?

Now, when you usually enter a school, the staff of the nearby Construction Bank will find a way to go to your school to apply for a credit card. What are the specific conditions? It seems that you need an ID card, a mobile phone number, a specific address, and student-related information. , you know, the competition in the credit card market is very fierce now, so the threshold is relatively low (for students)

Generally, to apply for a credit card, fill in an application form, and after about one to two weeks, CCB will The credit card will be sent to your mailing address, and that’s probably all.

Personally, I suggest that if you don’t particularly need it, or have relevant preferences, it’s better not to apply. The annual fee for a credit card accounts for 20% of the bank’s credit card income. Above (I can’t remember clearly, it’s very high anyway), banks generally deal with this in a vague way, for example, the annual fee is waived based on the amount of consumption (the first two years are also waived), and there is no harm in being more conservative with your finances!

Hope this helps! What are the conditions for CCB to apply for a credit card? CCB Credit Card Platinum Card application conditions

Credit card application conditions:

1. Aged 18 and not over 65 years old;

2 .Requires my second-generation ID card;

3. Proof of employment and income stamped with the financial seal of the unit;

4. No bad credit record;

5. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.

Materials for applying for a credit card:

1. Identity certification materials: photocopy of resident ID card or military officer ID card;

2. Work and income certification materials;

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3. Other proof of financial resources: such as a photocopy of the real estate certificate, a photocopy of the vehicle driving license, a photocopy of the deposit receipt, etc.

Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and photocopies of the information;

3. The bank sends it to the credit card center;

4. The credit card center conducts audit, card printing, and card issuance;

5. After I get the card, I open it and wait for the password letter .

6. Being over 18 years old is a mandatory requirement for applying for a credit card. However, without proof of employment, it is easy to be rejected when applying for a credit card. Therefore, if you do not have an employer, it is best to have real estate under your name, or For fixed assets such as cars or if you have a stable source of income, you can also go to the bank where the transaction occurs to obtain a bank statement and apply to the bank. If your income source is relatively stable, your application success rate is still very high.

The conditions for applying for a principal credit card are: 1) Be between 18 and 70 years old and have full capacity for civil conduct; 2) Have a stable career and income, be able to repay principal and interest on time, and have good credit.

These are the conditions for card application on the CCB credit card website. If CCB’s Platinum Card is applied for mid-to-high-end customers, I think mid-to-high-end customers need an annual income of about 100,000.

If you can provide more proof of financial resources, such as real estate, cars, time deposit certificates or passbooks from China Construction Bank, etc., it will definitely help the card audit when you apply at the branch. How do I apply for a CCB Long Card college student credit card? What are the requirements?

Hello, now you can basically only apply for a CCB prestigious school card. Your school must cooperate with CCB. Ordinary college students’ credit cards are basically not available. What conditions are required to apply for a Hang Seng Bank debit card? ?

Hang Seng's first RMB debit card is divided into two types, namely "Hang Seng Prestige Financial Card" and "Hang Seng Financial Card", both of which are China UnionPay channel standard cards. All bank cards with the "UnionPay" logo can be used at the bank's ATMs.

"Hang Seng Access Card" does not have a minimum deposit amount and is mainly aimed at ordinary citizens. There is no fee for withdrawing cash from the bank's ATMs in the same city with this card, and the annual fee is 10 yuan.

Another "Hang Seng Prestige Banking Card" is mainly aimed at the mid-to-high-end market. On the premise that the total account balance is not less than 300,000 yuan, the annual fee is waived and cash withdrawals from other banks in the same city in the mainland and the bank in other places are free. Charge a fee. What documents are needed to apply for China Construction Bank Long Card credit card?

To open a credit card, you generally need to provide your ID card and work permit (proof of work). If you do not have a work permit (proof of work), you need to provide proof of income or property