If it is our bank's credit card, cash advance, also known as cash withdrawal, is one of the basic functions of a credit card. This function provides cardholders with small cash loans. For credit cards with a cash advance function, the cash advance function is activated when the card's transaction password is successfully set for the first time.

Our bank’s cash advance business includes cash withdrawals and overdraft transfers.

1. Single-day single-card cash withdrawal limit:

The cumulative daily cash withdrawal limit for each card for domestic UnionPay lines is 10,000 yuan, and the cumulative daily cash withdrawal limit for each card for overseas UnionPay lines is 10,000 yuan. Foreign currency equivalent to RMB 10,000.

The single cash withdrawal limit through ATM channels is subject to the ATM machine you use.

2. Single-day limit for overdraft transfer cards:

Including mobile banking, mobile banking (including PAD banking), and customer service telephone voice systems. The daily cumulative limit for each card shall not exceed RMB 5,000. Yuan. The daily accumulated amount per card of online banking (public version, professional version) shall not exceed RMB 2,000.

Warm reminder: The cash withdrawal and overdraft transfer limit is generally 50% of the credit limit (100% for the youth version of the young card).