1. Bank transaction limit:

For customers who use electronic bank password cards, the single payment limit is 500 yuan, and the daily cumulative payment limit is 1 1,000 yuan.

For customers who use electronic cryptographers, the single payment limit is 50,000 yuan, and the daily cumulative payment limit is 50,000 yuan.

2. Mobile banking transaction limit:

For customers who use electronic bank password cards, the general single payment limit is 1000 yuan, and the daily cumulative payment limit is 5000 yuan.

For customers who use electronic ciphers, the general single payment limit is 200,000 yuan, and the daily cumulative payment limit is 6,543,800 yuan.

3. Telephone banking transaction limit:

Customers who use electronic cryptographers generally have a single payment limit of 50,000 yuan and a daily cumulative payment limit of 200,000 yuan.

Customers who use electronic bank password cards generally have a single payment limit of 5,000 yuan and a daily cumulative payment limit of 5,000 yuan.

4. SMS banking transaction limit:

For customers who use electronic ciphers, the general single payment limit is 1000 yuan, and the daily cumulative payment limit is 1000 yuan.

Extended data:

Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/.

The head office is located at No.55 Fuxingmennei Street in Beijing, which is a large state-owned bank managed by the central government.

The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.

20 17 February, brand finance released the list of the top 500 global brands in 20 17, and China Industrial and Commercial Bank ranked 10.

On June 20th, 20 18, the analysis report of China 500 Most Valuable Brands was released, and China Industrial and Commercial Bank ranked 4th.

20 18 in July, the British "Banker" magazine published the list of the top global banks 1000 in 2065 438+0008, and China Industrial and Commercial Bank ranked 1.

20 18 ranked 26th in the Fortune Global 500.

20 18 12 18 The Top 500 World Brands compiled by the World Brand Lab was announced on 20 18, and China Industrial and Commercial Bank ranked 43rd.

2065438+On June 26th, 2009, eight banks including China Industrial and Commercial Bank launched the first batch of enterprise information networking verification systems.

In July of 20 19, it was selected as the Fortune Global 500 in 20 19, ranking 26th.

20 19 12, China industrial and commercial bank was selected as China brand power festival 100 brand 20 19.

On 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Industrial and Commercial Bank ranked 9th.

20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award".

In March, 2020, it was selected as the 6th in the Top 500 Global Brand Values in 2020.

In August 2020, the Fortune Global 500 list was released, and China Industrial and Commercial Bank ranked 24th.

On September 28th, 2020, he was selected as one of the top 500 Chinese enterprises in 2020, ranking fifth.

Bank card business

ICBC is the largest credit card issuer in China and one of the most complete credit card issuers.

New products such as euro credit card, peony express business card, peony unionpay card, peony sports card and new peony transportation card have been launched one after another; Promote the service system construction of business outlets, VIP customer service centers and other channels; Actively choose overseas institutions to issue cards as agents, and further strengthen cooperation with international card organizations.

At the end of 2007, the number of credit cards issued was 23.38 million, and the consumption amount reached1.61.90 billion yuan, which continued to maintain the market position of paying equal attention to both card issuance and consumption. The credit card overdraft balance was 82,465.438 billion yuan, an increase of 59.5%.

By the end of 2009, the number of credit cards issued by ICBC had exceeded 52 million, an increase of nearly130,000 a year, with an increase of 33%. Not only did it rank first among credit card issuing banks in China, but it also surpassed three world-class credit card giants such as Discovery Card, American Express and First Capital in a year, achieving a perfect "triple jump" and becoming the fourth largest credit card in the world after JPMorgan Chase, Bank of America and Citigroup.

Establish a personal financial service model based on debit card; Strengthen the integration of marketing channels with the advantages of multi-account and multi-function of Peony Link Card; Give play to the role of Peony Link Card in payment and settlement, and divert the pressure on the counter. At the end of 2007, the number of debit cards issued was 654.38+87 million, an increase of 8.58 million, and the annual consumption was 454.3 billion yuan, an increase of 765.438+0.4%.

At the end of 2007, the number of bank cards issued exceeded 2 1 10,000, an increase of 2149,000. Bank card business income was 4.537 billion yuan, up 40.6%.

ICBC actively promotes the popularization and application of chip cards. By the end of May 20 12, the circulation of various chip cards of ICBC had exceeded 5.5 million, ranking first among domestic peers.

Among them, the number of chip credit cards issued reached 5.38 million, an increase of1110,000 compared with the beginning of the year, with an increase of 26%. The number of chip debit cards such as chip cards for wealth management accounts is close to130,000. At the same time, ICBC has also made great efforts to improve the acceptance environment of chip cards. More than 90% of ICBC's self-service machines can accept chip cards, which has laid a solid foundation for the further popularization of chip cards.

As early as 1995, ICBC issued the first domestic smart chip card approved by the central bank, and the first domestic chip credit card at the end of 2005. Since 2009, it has taken the lead in comprehensively promoting chip cards among domestic peers. By the end of 20 10, ICBC had issued more than 9 million chip cards, and 95% of the 450,000 POS machines could accept "magnetic stripe plus chip".

While the number and transaction volume of chip cards are increasing, the application fields of ICBC chip cards are also expanding day by day, which has brought many conveniences to residents' daily life.

The industrial cooperation scope of ICBC's chip card has covered many special fields such as traffic management, train tickets, expressways, commercial joint names, social security, medical insurance and so on.

Through industry cooperation, ICBC's various chip cards have achieved "one card for multiple purposes". Cardholders can not only use it in consumer payment, but also enjoy value-added services in life services such as aviation, railway, public transportation, highway transportation and social security.

In March, 2009, China Industrial and Commercial Bank officially issued the innovative bank chip card product-"guangzhou-shenzhen railway Financial Chip Card" applied to the railway system. Cardholders can "swipe their cards and leave" when they take guangzhou-shenzhen railway china railway high-speed, without waiting in line to buy tickets and wait for the bus.

This card has been widely welcomed by customers since it came out. In just one year, 654.38 million cards were issued, and the consumption reached10.50 billion. This "one card with multiple functions" chip card launched by ICBC will become the direction of bank card upgrading in China in the future.