When applying for a card or loan, the score is insufficient, indicating that the comprehensive evaluation made by the bank does not meet the relevant conditions. The comprehensive score is the judgment and evaluation of the quota institution by combining internal and external factors such as personal credit and liabilities.

You can't apply for a loan without a comprehensive score. Comprehensive score is a comprehensive judgment and evaluation of its ability to fulfill various economic commitments.

There are many factors in the comprehensive score, including marital status, technical title, work, economic ability, personal housing, credit record, education and so on.

If the online loan itself is not compliant, then such online loans are overdue and have no impact on your personal credit status, but the online loan record will remain in the online loan big data. Search: Winnie Hsin, check your online loan history, overdue details of online loans, debt situation, untrustworthy information, and online loan blacklist.

Extended data:

Is the online loan big data cleaning true or false?

Online loan big data will be automatically cleaned up every three months. As long as users repay their debts on time or pay off their overdue debts in time, the normal repayment records and overdue records will be cleared once every three months.

If the overdue debt is not paid off, the normal repayment record will be cleared every three months, and the overdue record will be kept in the online loan big data. As long as there are no long-term loans caused by overdue records and frequent applications in the user's online loan big data, then the user's online loan big data is good and will not affect the user's subsequent application for online loans.

Be careful not to trust some people who claim to help you clean up big data. Online loan big data can only be optimized and no one can clean it up.