Some of the 5 online loan platforms that provide loans with credit cards can even grant loans for 4 years!

Nowadays, credit cards are very common in our country, and many people have 3-4 credit cards in their names. While everyone uses credit cards for overdraft consumption, they also use credit cards to apply for loans. So, what are the online lending platforms that use credit card loans? Today, I will introduce to the majority of credit card holders 5 platforms that meet everyone’s requirements.

Tiqianhua

Tiqianhua is an online loan platform of Zhongyuan Consumer Finance. You can try it if you have a good credit card usage record. The loan limit for Qianqianhua can reach 200,000 yuan, and online applications are available 24/7.

Ping An i Loan

The fastest review time is 3 minutes. The results can be reviewed immediately after submitting the application. The daily interest rate of Ping An i Loan is approximately Applicants must be over 18 years old, have a stable job with a salary of more than 3,000 yuan, have worked for at least 6 months, and have good credit.

Xiaomi Loan

Xiaomi Finance’s small loan product can lend up to 200,000. You only need to install the Xiaomi Loan mobile APP and verify your personal information to apply. Some users may not have permission. , the daily expected annualized interest rate is based on daily interest calculation, and monthly repayment is in the form of equal principal and interest.

Weilidai

The mobile credit loan of Weizhong Bank, a subsidiary of Tencent, is available only if it meets the opening conditions of Weilidai. The maximum amount can reach 300,000 yuan, and the loan interest is daily interest. The annualized interest is about 18.

Jingdong Gold Bar

The loan limit of Jingdong Gold Bar is relatively large, up to 200,000 yuan. You can borrow money by binding your bank card or credit card. The better your credit, the more credit you will get. The larger the amount.

Interest is calculated on a daily basis, and the daily interest rate is between. Generally speaking, the better your personal credit, the lower the loan interest rate will be.

Here are the popular loan platforms where credit cards are available

Using credit cards to pay can solve the problems in the daily lives of cardholders. Many young people use credit cards for consumption. If your credit card limit is not enough to meet your consumption needs, you can also apply for a credit card loan with a higher limit. So, what kind of loans can you get with a credit card?

1. Huanbei

Huanbei is a platform that allows you to borrow money with a credit card. The maximum credit limit is 50,000 yuan, and the loan can be repaid in up to 12 installments. However, it should be noted that the limit applied for by Huabei can only be used to repay credit cards, and cannot be used to withdraw cash from bank cards.

2. Hengyidai

Hengyidai is also a platform where you can borrow money with a credit card. The limit can be up to 200,000 yuan, and the loan can be repaid in 12 installments. The loan is issued very quickly. Kuai is relatively well-known among all online credit card loan platforms. There are many people applying and the card acceptance rate is pretty good.

3. Baoyin Consumer Finance

Baoyin Consumer Finance also offers credit card repayment products, so it is also a platform where you can borrow money with credit cards. The maximum limit is 50,000 yuan, and the maximum limit is 50,000 yuan. It can be divided into 12 installments. Like all credit card repayment platforms, the applied limit can only be used to repay credit cards and cannot be used to withdraw cash.

4. China Merchants Bank E-loan

Quality credit card customers of China Merchants Bank can be invited to open e-loan, which can be regarded as an exclusive cash installment product for credit cards, with an exclusive loan of up to 300,000 After the application is successful, the money will be transferred to the debit card, and you can repay it every month, which can be divided into up to 24 months. However, after using it, you will be locked up in a small dark room, and you will no longer be able to apply for cash installments, and you will not be able to increase your credit card limit.

The above are all loans that can be borrowed by credit cards. Card friends can apply for them.

A must-have online loan if you have a credit card

Nowadays, there are still many online loan platforms, and the application thresholds are different. Today, the editor will introduce to you a few that only require There are online loans where you can make a payment with a credit card, so which places can you make a payment with a credit card? Today the editor will recommend to you

There are still many online loan platforms nowadays, and the application thresholds are different. Today, the editor will introduce to you a few that only require a credit card to make a payment. Online loans, so which places can be used to make payments with a credit card? Today, the editor will recommend some online loans that you must take out if you have a credit card.

1. Apply for Fenqi Le immediately

Fenqi Le is a shopping mall-type consumer installment loan with a maximum loan limit of 50,000 yuan. If you have an online loan with a credit card that is very easy to pass, you can apply directly for Le The repayment period is up to 18 months, and the product limit can be used for shopping or cash withdrawal.

2. Apply immediately for Huanbei

Huanbei is also a relatively old credit card loan opportunity. If you have a credit card, you must take out an online loan. The loan limit is generally around 20,000 yuan, with a maximum of 20 Ten thousand, the usage period is 1-12 periods, and users aged 22-50 who have credit cards can apply on the same day and the money will be deposited into their account.

3. Xiaoqingdai

This loan is newly launched and is a new product of CreditEase. It has different quotas with other products of CreditEase. It is less than 30,000 yuan and has a validity period of 12 months. You can apply with a credit card, and the payment is relatively high. It should be noted that this credit check is done online.

4. Yifenqin

Yifenqian is a large-amount installment loan under Lakala. It is also relatively old. Users with credit cards can borrow up to 100,000 yuan, and the usage period is 3- 12 months, this product is also a loan from a formal licensed institution, so you need to have a good personal credit report when applying.

5. Tongsongdai

Tongsongdai is an old website that has been online for a long time. The payment rate has always been relatively stable. The website has now canceled Taobao certification and basically has credit cards. You must place a loan. The maximum loan limit is 50,000 yuan and the maximum period of use is 12 months. There is no credit check when applying, but credit checks from hundreds of banks will be made. Please pay attention to repay the loan on time.

The above are all online loan options that must be taken out if you have a credit card. Friends in need can refer to them. These are loan products from formal licensed financial institutions, and some of them have certain requirements for credit reporting. Yes, you need to check the credit report and pay attention to the loan contract when applying. For users with good credit report, it is easy to get the loan.

Online loan platforms where you can borrow money with a credit card: these are very easy to borrow!

For those who have cards, if you hold a credit card, you can get more preferential benefits, enjoy various food, drink and entertainment benefits, and you can also use it for emergencies when you are short of money. So what credit card loan platforms are there? Today I will take stock of several products that you can apply for with a credit card.

1. CMB E Loan

Application conditions: You need to have a CMB credit card that is in normal use and has no bad repayment record.

You can flexibly choose the repayment method, in which interest will be charged at a daily rate of 0.5% at any time; if you repay in installments, you will need to bear a monthly fee not higher than the monthly rate.

2. Pudong Development Bank Universal Gold

Application conditions: Hold the Shanghai Pudong Development Bank main credit card, use it normally, and have no bad records.

The loan amount ranges from 1,000 yuan to 300,000 yuan, and the loan period can be selected from 1 to 99 days. Interest is calculated on a daily basis starting from the application date. The standard daily interest rate is days. Each application is repaid. There is a one-time handling fee of 10 yuan.

3. Bank of Communications Angel Loan

Application conditions: As long as you have good credit conditions, you can apply regardless of whether you have a Bank of Communications credit card or not.

The monthly rate of Angel Loan is the annual actual interest rate and the monthly installment principal and installment handling fee are charged. The minimum monthly installment handling fee for a loan of 10,000 yuan is 35 yuan.

4. Industrial Bank Suixin Loan

Industrial Bank’s credit card short-term cash loan product does not require any collateral and is reviewed quickly. It is relatively easy to apply for Xixin Loan, especially credit card holders with good credit are more likely to be approved. The repayment of Xixin Loan is relatively free, and you can repay monthly or in advance.

That’s it for the introduction of online loans secured by credit cards.