National 24-hour customer service hotline: 4000266666. Credit card national 24-hour service hotline 955 1 1 turn 2. Cardholders can call Ping An Bank at 955 1 1 ext. 3, and then transfer to manual service.

First, the conditions for the establishment of small loan companies

1. Small loan companies are organized as limited liability companies or joint stock companies. A limited liability company shall be established by capital contribution of shareholders with less than 50 persons; A joint stock limited company shall have two to two hundred promoters, more than half of whom shall have domicile in China.

2. The source of the registered capital of a small loan company shall be true and lawful, and all of them are paid-in monetary capital, which shall be paid in full by the investor or promoter at one time. The registered capital of a limited liability company is not less than 5 million yuan, and the registered capital of a joint stock limited company is not less than 6.5438+million yuan. The shares held by a single natural person, enterprise legal person, other social organizations and their related parties shall not exceed 65,438+00% of the total registered capital of the microfinance company.

3. Having qualified directors and senior managers.

4. Have staff with corresponding professional knowledge and experience.

5. Necessary organizational structure and management system.

6. Having business premises, safety precautions and other business-related facilities that meet the requirements.

7. Other prudential conditions stipulated by the financial office of the provincial government.

Second, the commercial loan application conditions:

Have legal residence status;

Have a stable occupation and income;

Having the ability to repay the loan principal and interest on schedule;

There are assets recognized by the loan bank for mortgage or pledge, or (and) there are guarantors who meet the prescribed conditions as their guarantees;

There is a contract or agreement for the purchase of housing;

When applying for a loan, there is no less than 30% deposit in CCB. If the house payment has been paid in advance to the selling unit, the original and photocopy of the payment receipt are required;

Other conditions stipulated by the lending bank.