The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:

Article 18 The longest overdraft period of a credit card is 60 days. Credit card overdraft interest shall be charged at 0.5 ‰ of daily interest within 15 days from the date of signing the contract or the date of bank entry, and at 0. 10 ‰ of daily interest after 15 days.

If it exceeds 30 days or the overdraft amount exceeds the prescribed limit, it shall be calculated at the daily interest rate of 15/10000. The overdraft interest is not divided into sections, and the interest is calculated according to the highest interest rate grade or the highest overdraft amount.

Extended data:

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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:

Thirty-fourth units or individuals to apply for a credit card, should fill in the application form in accordance with the provisions, together with the relevant materials submitted to the issuing bank. For those who meet the requirements, the issuing bank will open a credit card account for the applicant and issue credit cards.

If an overseas institution cooperates with a domestic bank card clearing institution to authorize the issuance of bank cards, it shall adopt the identification code of the issuing bank of the domestic bank card clearing institution. Overseas institutions shall not engage in RMB bank card clearing business in disguised form through cooperation.

Article 35? If the cardholder rents or lends his credit card and its account, the issuing bank shall order him to make corrections and impose a fine of 65,438 yuan+0,000 yuan (agreed in advance by the issuing bank in the application form, contract and other contract documents).

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business