Whether an annual fee is charged depends on the specific card type. Most of CCB's credit cards are exempt from annual fees as long as they meet the number of card swipes per year. A small number of credit cards have rigid annual fees that cannot be waived. In addition to the car card and diamond platinum card in the picture, there are also Dragon Card digital display credit cards that also charge annual fees. , the annual fee for this card is 160 yuan/year.