If you have a mortgage loan from CCB, you can apply for "installment loan" at a branch or personal loan center designated by CCB. But whether the installment loan can be approved depends on your personal situation, which is unpredictable in advance. The bank will refer to your personal credit when approving. If both the credit card and installment loan pass, the bank will give your credit card a special installment loan. After reaching the quota, you can go to the CCB branch to complete the installment transaction and transfer the money to a special consumption card.

In addition, installment is the installment credit line approved by the bank, which can be used to buy large durable consumer goods, weddings, childcare, settlement, tax payment, health and so on. 1, and submit the application and identification to the outlets first.

2. After approval, the bank will release the money to the special debit card for installment payment opened by the applicant in CCB.

3. Use this debit card to spend in the designated merchants. Although the payment is in a debit card, the use of this debit card is restricted, and the functions of cash withdrawal, transfer, online payment, withholding and remittance are all restricted.

4. Repay the principal and handling fee on a monthly basis. The monthly handling fee is 0.5% of the total installment.

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