Although banks have different remedies for deferred repayment, they generally have a grace period of 2-3 days, and the second day of the due repayment date is the most critical. If the repayment is normal, it will generally not cause overdue impact. If it's really not up yet, you can call the bank customer service office in advance to apply for an extension.

According to the regulations of the bank, generally, the completion of the minimum repayment amount before the third day after the deadline 18:00 will not be considered overdue, and the credit history will not be affected. If you need to postpone the repayment, you can call customer service to try to apply for an extension of repayment, and the specific extension days are uncertain.

Extended data:

After the cardholder repays within a certain period of time after the due repayment date, he can reduce the corresponding interest and late payment fee after applying to the credit card center, and will not be recorded in the bad credit record by the bank. This period of time has become a grace period for credit cards.

According to the regulations of the bank, once the cardholder fails to return the corresponding amount after the final repayment period, the cardholder needs to pay the corresponding interest and late fees, and may be entered into a bad credit record by the bank.

However, there are many non-subjective reasons that can't be controlled in the actual operation process. For example, the customer who automatically binds repayment fails to repay due to the failure of the banking system, and uses other repayment methods to repay, but the repayment amount on the last repayment date is not recorded ........................................................................................................