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Is China Guangfa Bank’s credit card reliable?

As long as you apply for a credit card through formal channels, there will be no problem of unreliable credit cards.

Guangfa Bank’s credit cards are quality guaranteed. Although the review process for applying for a credit card is not as strict as the four major state-owned banks, it also has certain requirements for applicants:

1. Age conditions : Between 18 and 65 years old, with full capacity for civil conduct;

2. Credit conditions: good credit, no bad credit record;

3. Income conditions: stable income Source, which can ensure on-time monthly repayment;

In addition, applying for a Guangfa Bank credit card also requires the following supporting documents:

1. Identity certificate: usually an ID card, not It is a certificate that is about to expire or has expired.

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income status, and stamp the company seal or personnel seal), or it can be promoted A copy of the work permit that has been verified by the original and marked by the employee.

3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/bank time deposit certificates) Photocopy) and other documents that can prove your financial level.

You don’t need to question the credibility of Guangfa Bank’s credit card. If you need to apply for a credit card, you can go to the bank branch for consultation and application. I wish you early success.