The inquiry time is generally from Monday to Friday, which is the weekend of the People's Bank of China. Because the network of personal credit information basic database of China People's Bank Credit Information System covers all parts of the country, no matter where it is, applicants can go to the local branches of the People's Bank of China to inquire. Everyone has two opportunities to check personal credit information for free every year.
Online inquiry: users are registered in official website, the personal credit information service platform of the Credit Information Center of the People's Bank of China; Then submit an application for personal credit report inquiry, and you can get the inquiry result and electronic report the next day.
Extended data
The reporter learned that inquiries can be made through three channels: on-site inquiry, self-service terminal inquiry and online inquiry. You can handle it separately: bring your valid ID card (ID card, military officer's card, soldier's card, passport, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland, foreigner's residence permit, etc. ) go to the branch of the People's Bank of China for enquiry;
Put my ID card in the identification area of the self-service inquiry machine, and check it through the on-site avatar. After the information comparison is successful, the system will automatically print the personal credit report; The Credit Information Center of the People's Bank of China has opened a nationwide service to inquire about my credit report through the Internet, and the inquiry website is the online inquiry portal for personal credit records.
Others can't just check your credit report. Therefore, any organization or individual who wants to inquire about your personal credit report must not only meet the purpose of laws and regulations, but also obtain your written authorization. Entrust others to handle, need to provide a legally binding notarial certificate. "The person in charge said," and the credit center can't refuse to check the credit report for you. "
People's Daily Online-At present, there are three ways to check personal credit reports.