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What is the responsibility for speculating futures with other people's funds?
It depends on how you use it.

If someone lends you money, you have a loan relationship with him. Just pay back the money on time

If it is entrusted to you, then small-scale people generally don't care about you now.

If others don't know, you misappropriate it to speculate, then you commit a crime. Depending on the amount, the responsibility is different. Serious enough to be sued for many years.