Financial planner refers to a person who provides comprehensive financial consulting services for individuals, families, small and medium-sized enterprises and institutions by using the principles, techniques and methods of financial planning. Financial planning requires providing all-round services, so financial planners are required to master all kinds of financial tools and relevant laws and regulations, provide tailor-made and feasible financial plans for customers, and meet customers' long-term and ever-changing financial needs in the process of constantly revising the plans.

Analysis on the function of four certificates of financial planner

1, International Financial Planner (CFP): Also known as an international financial planner or financial planner, its main responsibility is to provide all-round professional financial advice to individuals, ensure people's financial independence and capital security, and provide comprehensive financial advice according to customers' asset status and risk preference.

2. Financial planners of the Ministry of Labor: divided into financial planners (national vocational qualification level II) and senior financial planners (national vocational qualification level I). As a national certification examination, the certification examination for financial planners of the Ministry of Labor belongs to the professional entry certification examination.

3. Certified Financial Planner (RFP): sponsored by the American-based Association of Certified Financial Planners. Its main courses include basic financial planning, investment, insurance and retirement planning, tax and estate planning and advanced financial planning.

4. International financial planner and financial planner: The training content mainly includes five modules: financial management foundation, investment planning, personal risk management and insurance planning, employee welfare and retirement planning, personal tax and inheritance planning, which is the qualification certification of financial professional level. What should I do with my spare money? With the popularity of funds and the stock market, the new profession of "financial planner" is increasingly sought after by people. It is understood that taking China's registered financial planner as an example, the exam was first introduced in 2005. In just two years, nearly 5,000 people have passed the examination and become registered financial planners in China. After years of development, nearly 400 qualified registered financial planners have been born in Tianjin.