At least 18 years old; Have a high school education or above; Having full capacity for civil conduct; Abide by laws and regulations, abide by professional ethics, and have relevant basic knowledge of mathematics and physics. Financial qualification certificates are mainly divided into four categories, namely banking qualification certificate, securities qualification certificate, fund qualification certificate and futures qualification certificate.
1, fund qualification certificate
Registration conditions: at least 18 years old at the registration deadline, with a high school diploma or a diploma recognized by the state equivalent to a high school diploma or above; Have full capacity for civil conduct. Examination subjects: fund laws and regulations, professional ethics and business norms, basic knowledge of securities investment funds/private equity investment funds.
2. Securities qualification certificate
Registration conditions: at least 18 years old, with high school or national recognition equivalent to high school diploma and full capacity for civil conduct. Examination subjects: basic laws and regulations of securities market and basic knowledge of financial market.
3. Banking qualification certificate
Registration conditions: at least 18 years old; Having full capacity for civil conduct; Have a high school education or above. Examination subjects: banking laws and regulations and comprehensive ability and banking professional practice.
4. Futures qualification certificate
Registration conditions: at least 18 years old, with full capacity for civil conduct; Have a high school education or above, and meet other requirements stipulated by the China Securities Regulatory Commission. Examination subjects: basic knowledge of futures, futures laws and regulations and futures investment analysis.
Folding index: refers to the financial index data reflecting the overall and individual situation of the national economy from all angles, and the financial industry is a barometer of the development of the national economy.
Folding monopoly: on the one hand, it means that the financial industry is strictly controlled by the government. Without the approval of the central bank, no unit or individual may set up financial institutions at will.
On the other hand, it refers to the relative monopoly of specific financial business. Credit business is mainly concentrated in the four major commercial banks, securities business is mainly concentrated in national securities companies such as Cathay Pacific, Huaxia and Nanfang, and insurance business is mainly concentrated in PICC, Ping An and Pacific Insurance.
Folding high risk: refers to the financial industry is the distribution center of huge funds, involving all sectors of the national economy. Any mistakes in business decisions of units and individuals may lead to "domino effect". Folding benefit dependence: refers to the fact that financial benefits depend on the overall benefits of the national economy and are greatly influenced by policies.
Discounted debt management: compared with general industrial and commercial enterprises, the proportion of self-owned capital is low. The financial industry plays an important role in the national economy, which is related to economic development and social stability, and has the functions of optimizing the allocation and adjustment of funds, reflecting and supervising the economy.
The unique position and inherent characteristics of the financial industry make all governments attach great importance to the development of their own financial industry. China has a process of understanding and developing this.
In the past, China's financial industry developed slowly and irregularly. After more than ten years of reform, the financial industry is developing at an unprecedented speed and scale. With the steady growth of economy and the deepening of economic and financial system reform, the development prospect of financial industry is very broad.