The bank not only provides gold purchase services, but also involves futures gold transactions. Gold trading is mainly divided into two forms: physical trading (such as gold nuggets, gold bars, etc.) and futures trading. Physical gold transactions are usually conducted directly between private individuals or mining companies. The buyer can keep it by himself or have it managed by a gold dealer. The transaction is usually completed quickly or within a short time after the transaction is completed.

In the spot market, gold prices are special, and the London market distinguishes between pricing transactions and quotation transactions. Pricing transactions provide a single price, customers can buy and sell freely, gold merchants charge a small commission, and transaction times are determined based on market supply and demand. There is a bid-ask spread in quotation transactions, and pricing transactions have time limits. Gold prices in other markets around the world are usually based on London pricing and then adjusted based on local market supply and demand.

Futures trading is different. Buyers and sellers do not deliver immediately after reaching a transaction, but agree to complete delivery on a specific date in the future, during which a deposit is required. Bank gold futures trading provides investors with a deferred delivery financial instrument to adapt to market changes and investment strategy needs.