Overcapacity, strict environmental protection, high rent, and increasingly high labor costs, 400,000. If you invest in the real economy, it will last for a year or two, and whether you can make a profit is unknown.
Investing in real estate is the most profitable business in the first 20 years, but don't consider investing in real estate from 20 18. Restrictions on sales and loans will be strengthened, house prices will fall within three years, and investment is risky.
There are many pitfalls in financial insurance, which is called 5%-7% annualized income, but it will be divided into three grades: high school, low school, middle school and low school. In the end, the actual income is generally low, generally not exceeding 4% annualized income.
In a few years, more than 3,000 P2P platforms ran away, and the running rate exceeded 70%. High returns correspond to high risks. No one knows which platform can stick to the end.
Just after Mother's Day, some jokes were published on the Internet. The best wish is that my mother will always be as young as the stock market. I have been to 6000 points and I am getting younger and younger today.
The stock market and funds are risky and have opportunities to make money, but most people will still lose money.
After all, prudent investment is more suitable for most people, and capital preservation is more important than value-added.
There are 400 thousand. First, take out 0.2 million/200 thousand to choose local small and medium-sized banks as large deposit certificates, and hopefully the annual interest rate will reach about 4.5%.
Secondly, you can put in the balance treasure of 6,543,800 yuan, which can be used at any time, and you can also have higher interest than ordinary bank time deposits.
The final 654.38+ten thousand yuan can be considered as national debt, bank money fund and structured deposit, and the yield can generally reach 4%, and the principal is guaranteed.
If you don't understand, try not to throw money indiscriminately, whether it is precious metal trading or private lending in various names. There are too many traps.