1。 QDII is an overseas wealth management service initiated by Bank of China, which has been implemented by Industrial and Commercial Bank of China and China Merchants Bank.
2。 Banks with QDII qualifications can raise funds from domestic investors, that is, sign a "financial management contract" with customers, and the bank will engage in overseas capital operation instead of customers, and agree to give customers certain income.
3。 The benefits of China investors can be seen from this:
Domestic investors in China are not qualified for QDII, and at the same time, due to relatively weak capital, they cannot engage in overseas investment, thus losing this part of the profit space. The implementation of QDII banking policy makes up for this defect, so that customers can earn profits from overseas capital markets, and banks can also enhance the market competitiveness of the international market. As the saying goes, "when people gather firewood, the flames are high." This move will further promote China's domestic capital to go overseas, which can be said to be another leap in China's economic development.
I want to know about the fund and how to invest it. Ask top experts to teach me to enter the ICBC website. You can know that I bought the fund of ICBC's online banking, with a fixed monthly quota of 1000 yuan.
I want to know what the fund bought today, but I can't sell it tomorrow. Funds are long-term investments. Not stocks.
As long as you open online banking, you can buy funds online, which is very convenient. I bought it in Zhonglu, and there are nearly 2,300 funds to choose from. The handling fee is 40%, which is much less than the 20% discount offered by the bank. In 20 15, the low-carbon environmental protection stock funds of rich countries recommended by them increased by more than 2 10%.
:agoodb . blog . Sohu ./336 1444 1。
Let me show you an article that should help you.
I want to know about pe fund, private equity investment fund, referred to as PE fund.
There are two main modes of operation of private equity funds. The first is the guarantee. The foundation gives the guaranteed funds to investors and sets the bottom line accordingly. If it falls below the bottom line, the operation will be automatically terminated and the guaranteed funds will not be returned. The second is to receive the account (that is, the customer only needs to give the account to the private equity fund). If the account number falls below 10%, the customer can automatically terminate the agreement, and the profit exceeding 10% will be divided according to the agreed proportion. This mode of operation is mainly aimed at familiar customers and large enterprises. Usually, private equity foundations promise a much higher level of income than Public Offering of Fund.
I specialize in investment and financial management.
I hope I can help you!
I want to know something about Swiss funds. Since the publication of the article "Swiss mutual fund scam", this post has been ranked first in Google search results, which has attracted many people's attention, and some sentences and opinions in the post have also been quoted by the relevant reports of Southern Metropolis Daily. So far, this post has 135 messages (and some obviously offline messages have been deleted by me), except for some friends who help refute those claims.
A common feature of these sophistry messages is that they avoid answering key questions, play with some concepts, confuse people, or make people try with a try attitude.
In view of the numerous and messy messages, I'm going to turn off the message function of that post, ask a few questions here, and all messages that try to explain but don't answer my questions will be deleted.
1. According to the registration information of SMF and SwissCash, the registration time of SMF website was June, 2005 12, while that of SwissCash website was June, 2005 16, which means SMF fund, that is, Swiss mutual fund established in June 1948. How do you explain this? Please don't be picky about the registration time. The registration time is the time when the domain name is registered for the first time, and it will never change.
2. According to Alexa traffic data of SMF and SwissCash websites, 40.9% of SMF website traffic comes from Malaysia, 19.0% from Iran and 18.2% from Indonesia. When I checked a month ago, 55% of the traffic on SwissCash website came from Malaysia, 9% from the United States and less than 2% from Europe. At present, 33.6% are from Malaysia, a slight decrease. From these data, we can see that the vast majority of customers of this fund are from Malaysia. No wonder the Bank of Malaysia and the Swiss Ambassador to Malaysia had to warn the public. Excuse me, how to explain a world-class fund that claims to be established in Switzerland, with the vast majority of clients from Malaysia?
3. If this SwissCash is really not a Ponzi scheme, what industries did he invest in to get such a high rate of return? Is SwissCash investing in global drug manufacturing and trading? The risk of drugs is so great that unless they can buy off the international police, it is impossible to have such a high income. One more thing, please make it clear that investment and industry are two different things. Please don't use how many times someone's assets have turned over as an example. This has no comparative significance. There are countless people who have done the same thing with a man who has not earned a penny.
Hume's axiom cloud: Believe in the existence of miracles, unless its non-existence is more incredible than its existence.
People who believe in reason can understand what I said above. Please leave a message to answer my three questions above, otherwise your message will be deleted directly. In addition, please don't leave any contact information in the message body, otherwise it will be deleted and will not be obeyed.
I want to buy a fund. But I don't know anything about funds? Want to know about the fund? The fund seeking the answer is operated by professional fund managers, and most of the funds are used to buy stocks to make money. The stock market is good, the fund is good, the stock market is bad, and the fund is not good. So investment funds are risky.
Bring your ID card and bank card to the bank to open a fund account, and then you can buy the fund. The fund has one-time subscription, minimum investment 1 1,000 yuan, fixed investment fund, minimum monthly investment 1 1,000 yuan and above, and long-term investment. If the fixed investment fund exceeds three years, it is best to choose a fund with back-end charges, so there is no handling fee for buying every month, which can save a handling fee in the long run. Not all funds have back-end fees.
There are two ways to charge the fund: first, the front-end charge, which is the default, that is, the handling fee will be paid in proportion when buying every month, which increases the cost of fixed investment. If you buy at the bank counter, the handling fee is 1.5%. If you buy in online banking, the handling fee is 60-20%. If you buy on the fund company's website, the minimum handling fee is 40%. There is a redemption fee ranging from 0.25% to 0.5% at the time of redemption. There is also a back-end charge, that is, there is no handling fee when you buy it every month, but you can redeem it when it reaches the time specified by the fund company (ranging from 3 years to 10 years), and there is no handling fee, which can save a lot of handling fees in the long run.
Therefore, it is best to choose a fund with back-end charges for fixed investment funds. Not all funds have a back end.
Second, change the cash dividend into dividend reinvestment, so that if the fund company pays dividends, all cash will be automatically repurchased, and there is no handling fee for this part of the fund.
Third, if you have no money to make a fixed investment this month, or if the market rises very high and the fund price is very high, you can also stop investing for one or two months, which will not affect your future fixed investment, but don't stop investing for three months in a row. If the investment is stopped for three consecutive months, the fixed investment will automatically stop.
Fourth, when the stock market is in a bull market, funds also rise a lot. At this time, the investment can be appropriately reduced. If the stock market is in a bear market, you can appropriately increase investment and increase the fund share.
Many funds have back-end fees, which are explained in the column of fund subscription fees.
Such as: South 500, Rongtong 100, Xingye 300, Dacheng 300, Desheng Advantage, etc. Of course, there are many more. You can also consult. Modify the answer
Hello, I want to know about the fund fund, which is explained in the Modern Chinese Dictionary published by the Commercial Press: "The funds reserved for starting, maintaining or developing a certain cause."
Gold or special funds. "Such funds must be earmarked and accounted for separately, such as poverty alleviation funds, education funds, courageous reward funds, energy and transportation key construction funds, etc.
The fund here has a different meaning from the above. It is the abbreviation of "Securities Investment Fund" and a financial investment tool. Its characteristics are as follows
Aspects.
1. Expert financial management is an indispensable part of people's contemporary life. In order to resist inflation and realize the preservation and appreciation of financial assets, investment and financial management should and must be carried out. However, as an ordinary retail investor, they lack sufficient financial knowledge and have little time and energy to take care of it. An investment fund is a tool for you to invest in the financial market, such as stocks and bonds, with little money.
Fund companies have a group of experts with high academic qualifications and rich investment experience. They have keen observation, analysis and judgment ability, can grasp a large amount of information in time, can make a more correct prediction of the price change trend of various varieties in the financial market, avoid investment decision-making mistakes to the maximum extent, and improve the investment success rate. For those small and medium-sized investors who have no time or are unfamiliar with the market, it is impossible to study investment decisions specifically. In fact, investment funds can gain the advantages of experts in market information, investment experience, financial knowledge and operation technology, and avoid the losses caused by blind investment as much as possible.
2. Collective investment individuals have limited funds for investment and financial management, and the amount is small. Compared with well-funded institutional investors and wealthy families, they are in a weak position and often vulnerable. The entry barrier for fund investment is low, and it can be purchased as long as 1 1,000 yuan or even lower. Fund companies are in a strong position in investment activities by concentrating a large number of small and medium-sized investors' funds.
3. Benefit sharing and risk sharing
The more customers a fund company has, the greater the amount of money it can manage on behalf of customers, and the greater the income, the better the economic benefits. Therefore, under normal circumstances, fund companies are bound to make profits for their customers, thus improving their reputation and popularity, increasing customers and expanding total assets. In the case of fund profit, the company and customers have the best of both worlds and are happy. In the case of fund losses, the risks are shared.
A fund is a combination of stocks and bonds.
The investment scope of the Fund can be summarized as: stocks, bonds and other investment instruments permitted by laws and regulations, including interest-bearing instruments in the money market, such as large deposits and central bank bills, but mainly a combination of stocks and bonds. "You can't put all your eggs in one basket" is the motto of securities investment. But to realize the diversification of investment assets, it needs certain financial strength. For small investors, due to limited funds, they can only invest in a few stocks. When the stock market falls or the financial situation of listed companies deteriorates, the principal will suffer great losses, and the fund can help small and medium investors solve this difficulty. The Fund is well-funded. Within the investment scope stipulated by law, it invests the funds in different types of securities with different maturities in different proportions, so as to minimize the risk, which is much smaller than a single investment in a stock.
Looking at the current investment channels in the market, there are stocks, bonds, funds, precious metals (gold and silver), commodity futures, stock index futures, foreign exchange, pools, warrants and so on. In addition to funds, they all need profound knowledge and rich operational experience, and the starting threshold is high, so it is difficult for ordinary amateur small and medium investors to get involved. From the above contents and the introduction of other chapters in this manual, it can be clearly seen that the fund is a tool suitable for public investment.
I want to know something about bond funds! If you have money, set up a fund. . . .
Before investing in a fund, you should have a clear understanding of your risk tolerance.
Although you have abundant funds, you have never been exposed to funds before, so the fluctuation of risks will have a great impact on your future investment determination.
You can invest through the fund's website or through online banking, which will let you do a survey (online) to determine what kind of investor you belong to. Then you can determine what kind of fund you want to invest in according to this survey.
When choosing a fund, you can log in to Hexun.com or Tiantian.com, and choose one or several best funds (not too many) through in-depth understanding of one fund and comparison of multiple funds.
Then put the money into these funds.