It is recommended that insurance is the best. At present, insurance is not only a separate guarantee, but also some types can flexibly withdraw cash, pay dividends and rebate. And it can also be used as a second operation of funds, that is, you can use the policy loan, but the amount is 80% of the policy value. This is a good deal. When you break the law, the policy cannot be used as legal compensation. Futures, securities, etc. Will be confiscated mortgage compensation. When you have nothing, at least you have millions of insurance to use.