No Ningbo bank card can be used for loan. For China citizens, Hong Kong, Macao and Taiwan personnel with good personal credit records and working-age foreigners with permanent residence permits, the business start-up loan guarantee can only be used for the start-up funds of the borrower's business start-up, liquidity turnover, technological transformation and other production and business activities, and may not be used for buying stocks, futures and other securities and engaging in equity investment, or for purposes that violate relevant national laws, regulations and policies.

Loan steps

The borrower submits a loan application to Ningbo Bank. Bank of Ningbo examines the loan application materials. Upon approval, the borrower signed a loan agreement with Bank of Ningbo. Bank of Ningbo loan. The borrower repays the loan according to the contract. If an entrepreneurial entity is established for the first time within 5 years within the administrative area of this Municipality, it may apply for an entrepreneurial guarantee loan.