Criminal law of the people's Republic of China
Article 175
The crime of lending with high interest rate is aimed at lending, and if the amount of illegal income is relatively large, it shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and a fine of not less than one time but not more than five times the illegal income shall be imposed; If the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined not less than one time but not more than five times the illegal income.
Where a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the persons who are directly in charge and other persons who are directly responsible shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention. Article 185
Crime of misappropriating funds Staff members of commercial banks, stock exchanges, futures exchanges, securities companies, futures brokerage companies, insurance companies or other financial institutions who misappropriate the funds of their own units or clients by taking advantage of their positions shall be convicted and punished.
Crime of misappropriating public funds Any employee of a state-owned commercial bank, stock exchange, futures exchange, securities company, futures brokerage company, insurance company or other state-owned financial institution or any person appointed by a state-owned commercial bank, stock exchange, futures exchange, securities company, futures brokerage company, insurance company or other state-owned financial institution to engage in official duties in a non-state-owned institution as specified in the preceding paragraph shall be convicted and punished. Article 272
Crime of misappropriating funds: staff members of companies, enterprises or other units who, by taking advantage of their positions, misappropriate the funds of their own units for personal use or lend them to others, and the amount is relatively large, which has not been paid back for more than three months, or, although it has not exceeded three months, the amount is relatively large, and they engage in profit-making activities or engage in illegal activities, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention; Whoever misappropriates a huge amount of funds from his own unit shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years; If the amount is especially huge, he shall be sentenced to fixed-term imprisonment of not less than seven years.
Crime of misappropriating public funds: those who engage in official duties in state-owned companies, enterprises or other state-owned units and those who are appointed by state-owned companies, enterprises or other state-owned units to engage in official duties in non-state-owned companies, enterprises or other units shall be convicted and punished if they commit the acts mentioned in the preceding paragraph.