For decades, inflation has been very serious, and all countries have been troubled by this problem. The value of money depreciates, the purchasing power of money decreases day by day, and money becomes worthless.
In some extreme cases, the national currency inflation is serious, and paper money will become like waste paper. Gold itself is a precious commodity, and the price of gold will rise with inflation, that is, gold offsets the loss of inflation and ensures that investors' assets will not be eroded by inflation.
Excellent hedging function
When the world political situation and economy are unstable, especially when there is war or economic crisis, all kinds of common investment tools such as stocks, funds and real estate will be seriously impacted. At this time, gold embodies a good hedging property.
Even in the face of economic crisis, the price of gold can remain unchanged or even rise steadily, maintaining the value of assets. With the continuous exploitation of gold mines and the increasing demand, gold has become more scarce, enhancing its safe-haven property.
The market is difficult to manipulate.
In regional stock markets, there are many cases of market manipulation. However, the gold market belongs to the global market, and no individual or consortium has enough funds to control the global gold market, so the gold price can always be maintained at a level that reflects the actual supply and demand relationship.
Not easy to collapse
The stock and real estate markets are at risk of collapse, and once they collapse, investors will lose everything. Gold is a kind of non-renewable rare metal, the total amount of which has been mined exceeds half of the earth's reserves, and the supply of gold will only be less and less in the future, which makes the price trend of gold keep rising. Even if there are fluctuations in the middle, in the long run, the price of gold is still optimistic all the way.
1944, the price of gold was $35 per ounce, and now the price of gold has exceeded 1700 per ounce. During this period, the price trend of gold has been rising continuously, and investing in gold will not encounter market collapse like investing in stocks and real estate.
Can be traded 24 hours a day
Gold is not a national exclusive trading product, but a global trading product. Therefore, when the gold market in one country is closed, the gold market in another country in the world is opening. Since the trading time around the world is in a straight line (as shown in the figure below), gold can be traded at any time within 24 hours.
World traffic
In ancient times, people all over the world regarded gold as the best travel expense for long-distance travel. Today, gold is still the world currency.
As long as you have real gold in your hand, banks, jewelers and gold merchants all over the world can convert gold into local currency, and gold can pass around the world unimpeded, and its currency status is more stable than that of the US dollar. In addition, gold is also a recognized asset all over the world, and people all over the world have a * * * understanding of its precious value.
There is no depreciation problem.
Almost all luxury goods will encounter depreciation problems, such as famous bags, watches and cars. You can't sell a brand-new one at the original price when you buy it back. After a long time of use, the value has depreciated sharply, and it may not even be worth half of the original price. However, there is no devaluation of gold, and its brilliance and value are permanent.
When gold ornaments become pale after being worn for a long time, the value of gold itself has not decreased. There is no discounted second-hand gold in the market. Gold can restore its original luster as long as it is washed again, and it can be melted and made into brand-new gold ornaments or gold bars at any time.
The value is stable and lasting.
Luxury goods can't be preserved. Can houses and land be preserved forever? Not to mention the 70-year house use right implemented in Chinese mainland. After a long time, the maintenance of the house will be a big expense. Nowadays, it is difficult for people to see older houses, and those houses have all disappeared. Land cannot be preserved forever. In case of natural and man-made disasters, the value of the land will be greatly reduced. First of all, we must choose a brand enterprise with good reputation, and never choose a brand-free manufacturer for cheap. The price of gold is relatively transparent, so beware of those that are obviously lower than the market price;
Secondly, when buying gold products, remember to ask for invoices, which is the core of protecting consumers' rights and interests;
Third, if in doubt, you can find it in time. The gold jewelry testing institutions under the national technical supervision department are located in major cities, which makes it easier to detect the composition of gold jewelry.
Fourth, choose to invest in gold products such as gold bars and nuggets, and choose regular merchants who promise to buy back, and the quality can be guaranteed.
The testing standards of gold products in China are very strict, and the supervision of regular merchants from raw material purchase to storage to processing and sales is generally standardized. The sales of investment gold bars of major brands and channels in China can generally be repurchased, but they must be damaged when repurchased, then sprayed with a musket, and the gold bars become "golden bumps", and then detected by gold detection equipment. If there is a problem, you will know.
Moreover, the production process of gold bars is actually relatively simple, and there will be no technical problems, but the gold jewelry process is more complicated. A few enterprises may dispute the fineness of gold on minor issues such as solder joints, but it is not a problem of adulteration, so consumers need not worry.
Professional appraisal institutions generally appraise gold and silver products in two ways, one is nondestructive testing, that is, physical methods such as spectroscopy do not cause any appearance impact on the products; The second is destructive test, which uses chemical methods to identify substances extracted from commercial slices. China requires 990‰ pure gold, 999‰ pure gold and even 999.9‰ high pure gold.
9999 gold must be identified by chemical methods, and the rest can be identified by physical methods. Because "there is no shortage of gold", no matter how high the purity is, gold bars and ornaments contain impurities. Therefore, as long as the gold content reaches the standard, the state has not made clear regulations on whether the impurities contain elements such as tungsten and iridium. It does not mean that gold bars contain elements such as tungsten and iridium that are unqualified. The key is to see the final gold content.
Even if gold bars and ornaments contain tungsten and iridium with a density similar to that of gold, appraisal institutions can still conduct appraisal by professional chemical means, and it is not difficult to detect them.
One of the reasons for the spots on jewelry may be that the content of gold jewelry is problematic. It may be that the iron filings attached to gold are oxidized and rusted, and the color becomes darker, but it is not fake. With the intensification of industrialization, in the process of processing gold jewelry, it is inevitable to come into contact with iron tools, and some iron filings may be brought into gold products. We can see this clearly under the microscope. People can take it to the gold shop and ask Master to help them burn it, otherwise it will rust after a long time.
Note that if it is something containing mercury, including cosmetics for ladies, some brands of baby shower gel will directly or indirectly lead to discoloration of gold jewelry.
"Whether it is pure gold or K gold jewelry, there are obvious marks on it, which is stipulated by national standards." According to the regulations of the industrial and commercial department, precious metal jewelry should be marked with the origin, manufacturer, material and content, and products without the mark are unqualified products. If there is a quality problem, the quality inspection agency can give detection and judgment according to the imprint. Consumers should buy their own brands and gold ornaments with different gold contents according to the imprint.
Finally, it should be reminded that gold jewelry itself is a consumer product, not an investment product. Its price already includes processing, loss, consumption tax and other expenses. At the time of discount, all merchants will calculate the price of gold raw materials, and there will be losses in the process of repurchase, so we should invest carefully. 1. Make good use of the financial budget, and remember not to take the funds necessary for life as capital.
2. Use the simulated account to learn margin trading.
3. Margin trading cannot rely solely on luck.
4. It is not easy to trade too frequently.
5. Don't go against the trend.
6. Strictly stop loss to reduce risk