Speculation in gold has always been a hot spot in the personal finance market, because everyone thinks that gold is the most reliable wealth. However, with the decline of gold price in recent years, many people have also turned their eyes away from speculating in gold.

Investment and wealth management products-funds

Since the fund is issued by 1997, it is also a good wealth management product in China. Its income is stable and its risk is relatively small. But relatively speaking, the return is not too high.

Investment and wealth management products-stocks

People who can stock market may get rich overnight, but many people become poor overnight because of stock market. Therefore, investors who want to buy stocks must be cautious and cautious, and must have enough risk awareness.

Investment and wealth management products-futures

Futures generally refers to futures contracts, which are standardized contracts formulated by futures exchanges and agreed to deliver a certain number of targets at a specific time and place in the future.

Investment and wealth management products-banking products

Bank products are managed by banks. Compared with stocks and funds, bank wealth management products have the disadvantages of high threshold and poor liquidity. Therefore, when choosing bank products, we must make a detailed analysis of our own property and make our financial planning as detailed and complete as possible.

Investment and wealth management products-jewelry

If certain internationally recognized certified jewelry has strong investment and financial value. However, this kind of wealth management product, like gold, is difficult for ordinary investors to control and has great risks.

Investment and wealth management products -P2P

P2P investment and wealth management product is a newly formed Internet wealth management platform, which aims at the connection between individuals. So it is relatively transparent and open. And without middlemen, people's income will be higher. Compared with other wealth management products, it has strong compatibility. For example, a P2P platform such as a general-funded Chinese enterprise can be launched as long as 100 yuan, and its operation period is flexible. So even college students can invest and finance through p2p.