It is the user's overdue loan and overdue overdraft. The borrower's credit line is insufficient, or a large proportion of credit line has been used, so it is impossible to borrow again at present, and the ABC error code es369 will appear. If the borrower wants to apply for a loan, he needs to wait until the credit information is repaired. At the same time, he can consider the loan products of other banks or financial institutions. The problem is still unresolved, and he needs to consult or call the personal loan center of the Agricultural Bank of China branch to verify the reason.