The reading guide has now entered 202 1, and the preparation for the postgraduate entrance examination in 2022 has also begun. In the process of preparing for the exam, making a plan is the first priority, and then preparing for the exam step by step. Of course, among them, the real questions over the years have played a very important role, which not only allows us to understand the intention of the questioner, but also can better grasp the direction of preparing for the exam. The following are the real questions of Ningbo University's finance major in 2020.

I. Explanation of nouns (35 points)

Option premium

international reserves

Taylor rule

Distribution effect of wealth

General market risk

credit risk

Direct sales when issuing bonds

Two. Short answer questions (55 points)

1. The role of interest rate in macro economy

2. Briefly describe the difference between stock issuance approval system and registration system.

3. What is the base currency? What are the factors that affect the base currency?

4. Briefly describe the defects of forward contracts and the reasons for the success of futures market, and judge whether the following statements are correct.

(1) Financial derivatives belong to on-balance-sheet business.

(2) Interest rate futures are futures contracts with fixed interest rates as the underlying assets.

(3) The pricing mechanism of financial products is the core of the financial market.

5. Briefly explain why the capital adequacy ratio of commercial banks should be improved.

Three, essay questions (30 points)

1. Discuss how to match fiscal policy and monetary policy in macroeconomics.

2.( 1) Based on the characteristics and composition of the money market, briefly describe how the money market affects the transmission mechanism of monetary policy, and explain why wealth management products are of great significance to the money market.

(2) The reasons for the rapid development of shadow banking, and combined with the 2008 financial crisis, discusses how to prevent the harm caused by the rapid growth of shadow banking.

Four, the calculation problem (30 points)

1. An investor wants to get a loan from a bank at an interest rate of 8% after one year, and the rate of return required by the bank must exceed one percentage point of the yield of national debt in the same period to benefit. If the one-year treasury bond interest rate is 7%, the two-year treasury bond interest rate is 8%, and the liquidity premium is 0.7%, ask the bank manager if he agrees to the loan.

2. Bank A wants to provide Company A with a loan of $ 1 billion, with a risk weight of 20% and a term of 1 year. Bank B wants to provide a loan of 1 billion dollars to Company B, with a risk weight of 25%, and the known capital adequacy ratio of commercial banks is 8%.

(1) Ask Bank A and Bank B how much money they need to carry out this project. Bank C's risk-weighted assets are $25 million, and it lends $50 million, with a risk weight of 20%.

(2) How many loans with a risk weight of 20% can be provided to Customer C?

The above are the real questions of Ningbo University's finance major in 2020. I also hope that the er of the 2022 postgraduate entrance examination can pay attention to the real questions and grasp the real questions over the years. At this stage, I hope everyone will take the time to prepare for the exam. Come on!