Is it good to enjoy the Yangtze River Pension for half a year? The risk level of Alipay Yangtze River Pension's half-year pension is "medium and low risk", and the product purchase starts at 1,000 yuan. It is a personal pension security financial product issued by a pension insurance company. This type of product has been 100% redeemed in Alipay's history. 1. Is it safe to enjoy half-year pension on the Yangtze River? From the perspective of risk level, its principal risk is not high and the possibility of product losses is small; from the perspective of investment scope, Changjiang Pension Half Year Enjoy mainly invests in liquid assets (such as monetary funds, bank deposits, short-term government bonds), fixed expectations Income assets and real estate assets, most of the investment types are in the field of low-risk fixed expected returns. Changjiang Pension Half-Year Enjoyment does not invest in high-risk assets such as stocks and futures. Its overall risk is lower than that of stock fund products. 2. Is the expected return of Changjiang Pension in half a year high? This is a medium-term financial product with an investment period of half a year. Among financial products in the same period, an annualized expected return of more than 4% is considered good. There is no shortage of money in the market. The expected returns of bond investments are on a downward trend. The expected returns of monetary funds are generally less than 3%. This type of regular financial management products The expected income has also been reduced, and the expected income of this product is still relatively high in its category. 3. Is the liquidity provided by Yangtze River Pension’s half-year pension good? From the perspective of investment period, half a year is not too long. However, Changjiang Pension’s half-year offer does not support early redemption. You must make good capital arrangements before buying. Okay, that’s all about the half-year pension benefits of Yangtze River. I hope it will be helpful to everyone. Warm reminder, financial management is risky, so investment needs to be cautious.