To handle the credit investigation business, the customer needs to bring the original and photocopy of the ID card issued by himself and the power of attorney signed by the credit reporter to the local branch of the People's Bank of China. Among them, a copy of the ID card and the power of attorney should be left to the branches of the People's Bank of China for future reference.
At present, the personal credit information basic database network of China People's Bank Credit Information System covers all parts of the country. No matter where you are, applicants can go to the local branches of the People's Bank of China for enquiries. Everyone has two opportunities to check personal credit information for free every year.
Extended data:
Interpretation of personal and corporate credit reports;
The information in the personal credit report mainly includes six aspects: the verification results of the identity information of the Ministry of Public Security, personal basic information, bank credit transaction information, non-bank credit information, my statement and objection labeling, and historical information inquiry.
At present, the use of personal credit reports is limited to commercial banks and financial institutions that handle credit according to law (mainly housing provident fund management centers, finance companies, auto finance companies, microfinance companies, etc.). ) and China People's Bank.
Personal credit reporting system provides different formats of personal credit reports according to different users, including bank version, personal inquiry version and internal version of credit reporting center, which serve commercial banks, financial institutions, consumers and the People's Bank of China respectively.
Corporate credit reports are mainly used for credit approval and post-loan management of commercial banks, and also for awards and evaluations by government departments, bidding or financial auditing of audit institutions and many other activities. After being authorized by the enterprise, commercial banks and government departments can inquire about the credit report of the enterprise and understand its credit status. Enterprise credit report mainly includes four parts: basic information, credit information, public information and report information.
China people's bank Zheng Xin center-Zheng Xin service