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At the beginning of the new year, the price of platinum continued its upward trend at the end of last year and once again became the new favorite of the precious metal market. Since March last year, the situation that the price of gold is higher than that of platinum has also begun to reverse, making more and more investors turn their attention to platinum products. However, due to market reasons such as difficulties in realizing cash, it is not suitable for ordinary investors to invest in platinum at present, and the risk of speculating in platinum may be greater than that of speculating in gold.
Platinum prices rose sharply at the beginning of the year.
Looking back at the precious metal yield of 20 12, it is surprising that the return rate of platinum is much higher than that of gold and silver. 20 13 in the past month, the price of platinum has remained strong, attracting more and more attention from precious metals investment.
According to the trading situation of Shanghai Gold Exchange, as of the close of 65438+1October 23rd, the price of Pt99.95 rose from the closing price of 20 12 at the end of 32 1.25 yuan/gram to 353.00 yuan/gram, with a cumulative increase of 9.88% this year. The prices of platinum jewelry of major brands are also rising.
It is worth mentioning that although the prices of gold and platinum rose to varying degrees last week, the "upside down" situation that the price of gold was higher than that of platinum for more than 10 months was finally reversed. The data shows that the price of gold Au99.95 rose to the highest 340 yuan/gram, and platinum Pt99.95 rose to the highest 354.3 yuan/gram, which was higher than gold 14 yuan.
Platinum is not suitable for ordinary people to invest.
The price trend of 20 13 platinum is favored by many institutions. TD Securities recently released a report that there may be a shortage of platinum supply and the economic situation is improving. It is estimated that by the end of 2065,438+03, the price of platinum will climb above 65,438+0,900 USD/oz.
"However, if used for investment, platinum is still not as good as gold." Jinrui futures precious metals analysts said that there are not many channels to invest in platinum at present. If you are bullish on platinum, you may wish to make some investments other than physical platinum.
Yi Ding, a precious metal expert in marine asset management, pointed out that platinum is a very small variety compared with gold, and the investment value of platinum should not be judged simply by its price difference with gold, but by jumping out of its relationship with gold. Because platinum is small in scale, volatile and risky. Usually, when gold goes up, the price will be "upside down", while gold falls, which is worse than gold.
"Strictly speaking, platinum is not an investment product of ordinary investors. Platinum has neither the monetary property like gold, nor the repurchase channel and corresponding market. Except for a few banks that open personal account platinum trading business, the investment in physical platinum is of little significance and is not suitable for ordinary investors. " Yi Ding said.
The spot of fried platinum is not as good as paper platinum.
If investors really have the idea of investing in platinum, they can consider investing in paper platinum. Analysts believe that the difficulty in realizing cash is the biggest obstacle to spot platinum investment. The unit price of platinum jewelry has greatly increased on the international platinum benchmark price, and there is also a lack of repurchase channels. The investment method of paper platinum is similar to that of paper gold, and high throwing and low sucking can also make short-term profits.
Compared with physical platinum, paper platinum also has obvious advantages. First of all, the starting point of paper platinum investment is low, and the initial trading unit is1g; Secondly, paper platinum does not need physical custody and storage, and there is no need to worry about physical wear and theft; In addition, the liquidity of paper platinum is better than that of physical platinum, and it can be cashed at any time, and the price is transparent, which directly captures the real-time price of platinum in the international market.
At present, China Industrial and Commercial Bank and China Construction Bank have opened platinum trading business for personal accounts. Individual customers use USD or RMB as the transaction settlement currency, and there are two options: RMB account and USD account. In addition, Standard Chartered Bank also launched an open overseas wealth management product linked to the spot price of platinum, with a minimum subscription amount of US$ 6,543.8+0.8 million or RMB 6,543.8+0.0 million.
References:
Baidu Encyclopedia-Platinum