What a surprise! These five platforms are easy to borrow!

Now, the Internet has affected every aspect of life. Many people choose to solve their own financial problems through online lending platforms. For many people who are short of money, the online lending platform is also a brand-new world. Today, I will introduce you to five platforms.

Ping 'an I Loan

The fastest review is 3 minutes, and the results can be reviewed almost immediately after the application is submitted. The daily interest rate of Ping 'an I Loan is slightly different for everyone, as long as they are over 18 years old, have a stable job, earn more than 3, yuan, work for at least 6 months, and have good credit information.

Micro-loan

The mobile phone credit loan of Tencent's Weizhong Bank can only be imported if it meets the opening conditions of micro-loan. The maximum amount can reach 3, yuan, and the loan interest is about 18% per annum.

36 IOUs

The loanable amount is as high as 2, yuan, and the longest term is no more than 12 months. The daily interest rate of the loan is so low that the borrower must be over 18 years old when converted into the annual interest rate, and his personal credit information is good, so he supports repayment with the loan.

Kuaiyihua

An old platform owned by Wanda Finance has many applicants. As long as they are 2-6 years old, they can apply. The minimum loan interest rate is between 1,-5, yuan per day, so they should grab the quota every day and choose the right time.

Wane Loan

The mobile phone loan APP under Wanda Pratt & Whitney will be approved within 3 minutes at the earliest and no later than 24 hours after submitting the application. As long as you are at least 18 years old and have a stable job and income source, you can apply.

Is the wage lending platform posted by Post Bar reliable?

No..

An ID card can only be bound to one mobile phone number. If you have registered real-name authentication on this platform before, even if you change your number, you can't query and authenticate a new account, and you can't get to the loan step at all.

if you need to borrow money, it is suggested to go through formal channels and complete it through the bank. Even if some platforms lend money, the interest rate will be exceptionally high, which will have a lot of bad effects on borrowers.

how much can I borrow with a monthly salary of 3, yuan? These platforms can reach tens of thousands!

It is very popular among office workers, and many friends will choose this kind of loan when they need money. Some friends who borrowed for the first time asked how much they could borrow with a monthly salary of 3, yuan. Here is to introduce the relevant content for everyone and provide a reference for everyone.

the maximum loan amount of each platform is different. Under normal circumstances, the initial quota given by the platform to borrowers is relatively low. For office workers with a monthly salary of 3, yuan, in some platforms, you can get an initial quota of up to tens of thousands of yuan. Here, I will introduce several loan platforms with relatively large quotas.

Pay back

For friends who need to pay back their credit cards with loans, you can consider paying them back. Repayment can provide you with a loan of 3,-3, yuan, with a maximum term of 12 months and the lowest monthly interest rate. Only the repayment loan is mainly used to repay credit card bills.

Doudou Money

Doudou Money is a platform, with a maximum amount of 3, yuan, a term of 3-12 months, and a monthly interest rate of interest for repayment within seven days. According to the actual measurement, office workers with a monthly salary of 3, yuan can borrow about 1, yuan, and the quota will gradually increase in the later period.

Second-by-second loan

Second-by-second loan is a platform for office workers, with a maximum amount of 5, yuan and a maximum term of 24 months. The minimum monthly interest rate is that the platform requires the borrower to be at least 22 years old, have a credit card under his name and score more than 6 points.

Which bank is better for salary loan?

The credit loan provided by CCB for consumers is called fast loan. If you are a high-quality customer of CCB and have mortgage, financial assets, deposits, etc. in CCB, you have the opportunity to obtain the credit line of CCB. Because of the low interest rate of CCB's fast loan, it is very suitable for wage earners. You don't need to go to the bank, you can apply directly at CCB's mobile banking or online banking.

Second, ICBC Easy Loan If wage earners hold ICBC debit cards or credit cards, they can get loans by punching in their wages and guaranteeing assets, such as real estate, automobiles and financial assets under their names, which can greatly improve the success rate of applying for loans and reduce interest rates. ICBC Easy Loan can borrow up to 6, yuan with a low annual interest rate, which is very suitable for office workers.

Third, China Merchants Bank's lightning loan, China Merchants Bank also has a credit loan that is very suitable for wage earners. In recent years, lightning loan has been widely promoted. If you meet the application conditions, you will receive an SMS invitation. You can also log in to China Merchants Bank's mobile banking, online banking public edition and professional edition, and select the "loan management"-"lightning loan" option to directly see if you are eligible to apply.

Fourth, Ping An New Loan, which is a product specially designed by Ping An Bank for wage earners, can only be done by people with stable income, mainly based on the monthly income.

to sum up, from the above, we can know that the better loan platforms are Zhaolian good-term loan and micro-loan. These platforms are all loan platforms with high security, good reputation and many users. The better bank loans suitable for wage earners are CCB Express Loan, ICBC Easy Loan, China Merchants Bank Flash Loan and Ping An New Loan. These loan products are all good, and it is also easy for wage earners to apply. If you have any other related questions, you can come and ask us. The salary loan of CITIC Bank is better.

Fifth, CITIC Bank's salary loan is called Xinjinbao, which is a cash loan product designed for office workers with stable jobs and incomes. It can borrow up to 3, yuan with a term of 12 to 36 months. The application conditions are as follows: the applicant is at least 23 years old and not more than 6 years old; There are nearly six months' salary punch-in bills; The average monthly income is about 3 to 5 yuan;

6. Have a good credit record.

Which platform is better

Ten official online loans and ten conscience loan platforms recognized by the state:

The top ten conscience loan platforms are selected by online data, so we can't say which product is better. Different loan platforms have different application conditions and audit standards, and it can only be said that what is suitable for users is the best. Moreover, according to different selection criteria, the ranking of the top ten conscience loan platforms will change, and even the product names of the top ten conscience loan platforms on different websites are different.

Zhongan Small Loan: It can provide 3-2, credit loans to mainland residents aged 22-55, with the longest term of 12 months and the annualized interest rate as low as 7.2%. After the real-name registration system mobile phone number is required to be registered and logged in, I can complete the face recognition authentication with my valid second-generation ID card, and I can borrow money after binding the bank's quota, which can be approved in 5 seconds at the earliest.

Doudou Money: a pure credit loan, which is only open to non-student users aged 2-5. It is required to submit an application form at the client, take photos and upload your ID card, and bind the bank card to complete the authentication, so that you can borrow money. The amount is 3-5,, and you can borrow it for 24 months at the longest, with .65%-1.79% per month. The system will automatically review it, and the loan can be made on the same day at the earliest.

CCB express e-loan: CCB has many loan products, including financing e-loan, pledge e-loan, car e-loan, car e-loan and express e-loan, among which the lowest threshold is express e-loan. As long as you do business in CCB (such as saving money, purchasing wealth management, government bonds, funds, loans, paying wages, etc.), you have the opportunity to get a quota, with a term of one year, and the quota is in 1 yuan.

The above contents are for reference only, and we don't make any loan suggestions. Online lending is risky, so you should be careful when choosing!

I was in need of business turnover myself before. I used several products, and the first one I applied for was a small amount of money (formerly Baidu Finance), which was exactly 1W (the maximum platform support was 2W), and the interest rate was also very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them were put forward and divided into 12 periods.

Baidu Finance is a regular licensed consumer finance company, and there is no charge for the application process and the whole process of receipt.

small amount of money-money spent (in batches in seconds) Click online to measure

small amount of money-special attention should be paid to money spent:

1. Cash out as soon as possible after the money has been spent, because the amount may become invalid after a long time.

2. It's best to withdraw the cash in full at present, because I read other people's posts that if you withdraw too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection in the withdrawal process, and it is safer to withdraw at least 6%.

Anyway, Baidu Finance supports free prepayment. If it is unnecessary to use it for several months, you can choose to settle it in advance. As long as the interest is paid, there is no loss for us. Let's make sure to mention it first.

I applied for 36 IOUs for the second time. After all, they are all big platforms, so I applied for them first. The quota is 5.5W, and the interest is almost the same as the money spent.

36 IOUs can borrow up to 2, yuan!

Click on online measurement

There is also a trick to apply for 36. After simply filling in the information at the beginning, the amount that comes out is only a basic amount, such as 5, 1W5, etc. If you feel that the amount is not enough, you can apply for the privileged loan directly without withdrawing cash. This is a large amount. As long as you have the basic amount, the privileged loan will definitely pass and the amount will be greatly increased, and the privileged loan supports 24 installments. My basic quota is 9 yuan, which is 5.5W after upgrading the privileged loan.

The third one is that Ping An Bank can borrow up to 5, yuan for a new loan (quick loan)! mortgage and guarantee: no guarantee is needed, only personal credit is needed, and the application threshold is low: you can apply for an average monthly income of more than 4, yuan (provident fund, mortgage and insurance policy are all acceptable)

Click online to measure the amount of Ping An New Loan.