2. For example, on July 2nd, 20021year, Xiaoming bought a first-hand lithium battery (002460) and sold it all on August 2nd, so the financing contract term is 3 1 day. On February 30th, 2020, Xiao Wang bought First-hand Contemporary Amp Technology Co., Ltd. (300750) at 65438. After 180 days, that is, on June 27th, 20021year, Xiao Wang's financing contract reached the longest term. At this time, I choose to pay back the money to end the financing, or apply for a contract extension to extend the financing.
3. In addition, when calculating the interest of margin financing and securities lending, it is generally "beginning and ending", and there is no interest on the day of contract settlement. If the term of your margin financing and securities lending is 50 days, the securities company will only deduct your interest for 49 days.
1. What is margin financing and securities lending?
When it comes to margin financing and securities lending, we must first know leverage. For example, you only have 10 yuan on you, and you want to buy something worth 20 yuan. We don't have enough money and need to borrow money from others. This borrowed money is leverage, and margin financing and securities lending is a way to increase leverage. In fact, financing can be said that securities companies lend their own funds to investors to buy stocks, and return the principal and interest together after maturity. Securities lending means that investors borrow shares to sell, return them at maturity and pay interest. For example, magnifying glass is the characteristic of margin financing and securities lending. In the case of profit, the profit will increase exponentially and the loss will be magnified several times. It can be seen that the risk of margin financing is really high. If there is a high probability of operational errors, it will turn into huge losses, which requires investors to have a high investment level and not to miss a suitable trading opportunity. It is difficult for ordinary people to reach this level. Then this artifact is worth having. When is the best time to buy and sell through big data technology?
Second, what are the skills of margin financing and securities lending?
1. Take advantage of the financing effect, so that the income will increase. For example, if you have 6,543,800,000 yuan in your hand and you appreciate XX shares, you can use this money to buy stocks after you decide, and then you can contact brokers, mortgage the stocks you bought to them, and then raise money to buy this stock. Once the stock price rises, you can enjoy additional income. Take the example just now. If XX shares rise by 5%, it can only make a profit of 50,000 yuan, but it doesn't want to be limited to this 50,000 yuan, so it is necessary to use margin financing and securities lending. Of course, if they make mistakes, they will lose more.
2. If you are afraid of the risk of investment, then you want to choose a stable value-based investment, be optimistic about the mid-and long-term market outlook, and then integrate funds with brokers. Incorporating funds means mortgaging the stock you hold as a long-term value investment. You can enter the market without additional funds at all, and you can also pay some interest to brokers, which will increase the results.
3. With the securities lending function, there is a way to make a profit if it falls. For example, the current price of a stock is located in 20 yuan. Through various analyses, we will predict that this stock will probably fall to around 10 yuan in the future. Then you can borrow 1 0,000 shares from the securities company and sell them in the market at the price of 20 yuan, and get 20,000 yuan. When the stock price drops to around 10, you can add 10,000 shares to the stock you bought at the price of 1 0 yuan, and then return it to the securities company. The specific cost is 65,438+0,000 shares. The price difference before and after the operation is the profit part. Of course, you have to pay a certain amount of securities lending fees. If the stock price rises instead of falling after this operation, it will face the problem of capital loss after the contract expires, because the securities need to be repurchased and returned to the securities company, but it will lead to losses.