1. Young people who have just entered the society, due to limited funds, must first establish their own income and expenditure, first keep the living expenses and the funds they need, see how much they have left, and choose the financial products that suit them. If there is not much money left, you can choose stable funds such as bond funds and money funds to invest. If there are more funds left, you can choose equity funds and hybrid funds to invest. Although the risks will be greater, the benefits will be higher. With sufficient funds, you can choose high-risk and high-yield wealth management products to invest and trade in secondary markets such as stock market, foreign exchange market and futures market.
2. Set up more accounts for yourself, and each account has its own designated amount to prevent yourself from spending money indiscriminately.
3. Cultivate good habits and ideas, learn to manage money with the right investment method, and handle credit cards appropriately according to your own strength. You can use these funds for safe investment, as long as the income is higher than the repayment, but you must ensure the safety of the principal.
With the increasing asymmetry of economy, the overall effect of the market is not very good. Therefore, investors should manage their finances reasonably according to their own conditions, not blindly.