However, we should pay attention to two points. First, securities can only be transferred to the bank at a fixed time from Monday to Friday, not at any time. Second, the securities account can't be transferred out on the day when the stock has just been sold, and it can only be transferred out the next day, so if you want to transfer out, you should plan ahead.
1. In stock trading, establish a system to protect the bloated body of bankers. Another feature of this system is to stifle the flexibility of retail investors.
In other words, the stocks or funds bought by investors on the same day cannot be sold on the same day, but can only be sold after delivery and transfer the next day; Stocks or funds sold by investors on the same day will not be raised until the next day.
T+ 1 is essentially a delivery method of securities trading, which is used for A shares, funds, bonds and repurchase transactions. It refers to the completion of the corresponding securities delivery and capital delivery on the next business day of the trading day (T+ 1) after a transaction is completed.
Second, T+ 1 is the stock trading system.
That is, the stocks bought on the same day will not be sold until the next trading day. "T" refers to the transaction registration date, and "T+ 1" refers to the day after the registration date. In China, Shanghai Stock Exchange and Shenzhen Stock Exchange adopt the trading mode of "T+ 1", while China stock market adopts the trading system of "T+ 1". Stocks bought that day will not be sold until the next trading day.
1. If idle funds in securities accounts are transferred to bank cards, they are generally received in real time and can be withdrawn soon.
2. If the stock funds are sold on the same day, they cannot be transferred to the bank card on the same day. Because the shares are in the T+ 1 system, they can only be transferred to the bank the next day after they are successfully sold, and can only be withdrawn after being transferred to the bank card.
Take A shares as an example. Suppose you bought 1 hand A shares on T day, but only registered on T day, then this 1 hand A shares have not been transferred to your account, so you can't sell them on T day. So on the day of "T+ 1", this hand of A shares has been transferred to your account, and you can choose to sell it.
China's T+ 1 system started from 1 995,65438+10,1,mainly to ensure the stability of the stock market and prevent excessive speculation, that is, the stocks bought on the same day will not be sold until the next trading day.