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Can an ordinary account of China Merchants Bank be transferred to a private account?
Hello, online banking distinguishes two situations for personal payment:

Case 1: Paying wages on behalf of your company requires your company to sign a payment agreement with our bank and open the online banking payment function for enterprises. If you have signed an agreement and enabled this function, you can operate it through the online banking "Payment Withholding" menu. The payment agreement will stipulate the limit, and you can transfer money directly within the limit.

Case 2: Ordinary transfer. If you transfer money to an individual for other purposes without the agency function, you can operate it through the "Payment and Settlement" menu, which is equivalent to transferring the company's money to an individual account through the company account. Regardless of the amount, the bank needs to review the use of the money, and the payer is responsible for the authenticity and legality of the use of the money. The money can only be transferred out after the bank approves it.

According to the regulations of the People's Bank of China, funds that meet the following purposes can be deposited into personal accounts: (1) Income from wages and bonuses. (2) Income from labor services such as manuscript fees and performance fees. (three) the principal and income of bonds, futures, trusts and other investments. (4) Income from the transfer of personal creditor's rights or property rights. (5) Personal loan transfer. (6) Securities trading settlement funds and futures trading deposits. (7) Inheritance and money donation. (eight) insurance claims, premium refund and other funds. (9) Tax refund. (ten) sales revenue of agricultural and sideline products and mineral products. (eleven) other legitimate funds. If your money is within this range of use, you can transfer it to individuals. If the amount involved is large, the bank has the right to require paper-based proof materials (such as contracts, invoices and other documents) to be verified for authenticity and legality, and the funds can only be transferred after the verification is passed.

If you have any questions, please open the homepage of China Merchants Bank in www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.