First, the investigation time.
Year, month, day after day.
Second, the scope and object of the investigation
The scope of the survey is all institutions, and the respondents are all.
Third, the form of investigation
This survey is a centralized survey. Self-inspection and mutual inspection are carried out through the system developed by the Head Office, and the person in charge of the unit conducts the investigation. Requirements of branches: Attachments should be filled in at the same time when checking the system. The paper questionnaires of all banks shall be audited and filed by the regulatory authorities at all levels, and the paper questionnaires of all branches and departments shall be audited and filed by the office of the Party Committee of the organ.
Four, the focus and main contents of the investigation
(1) Organization and leadership
The branch set up an investigation leading group, with the vice president as the leader and the heads of office, human resources department, legal department, enterprise department, security department and supervision department as members. The leading group is mainly responsible for reviewing the investigation plan and studying and solving the problems found in the investigation.
The office of the investigation leading group is located in the Ministry of Supervision, which is specifically responsible for the formulation of the investigation plan, the collection and analysis of the investigation situation, and the supervision and coordination of branches and departments to verify and deal with the problems found in the investigation.
(2) Main points of investigation
Behavior investigation should focus on the behavior of suspected cases, and there are hidden dangers that may induce the behavior of cases.
(3) The main contents of the investigation
1. Corruption, embezzlement and misappropriation include but are not limited to: whether it is suspected of corruption or misappropriation of funds of banks and customers; Whether it is suspected of misappropriating bank and customer funds; Whether it is suspected of setting up a small vault or conducting off-balance-sheet operations; Is it suspected of organizing or participating in the division of bank property?
2. Bribery matters include but are not limited to: whether it is suspected of asking for bribes or accepting bribes; Whether it is suspected of bribery; Whether it is suspected of introducing bribery.
3. Other criminal matters include but are not limited to: whether it is suspected of illegally issuing loans; Whether it is suspected of defrauding loans, bill acceptance or financial bills; Whether it is suspected of absorbing customers' funds and not recording them; Whether it is suspected of violating the trust obligation and using the client's funds and other entrusted or trust property without authorization; Whether it is suspected of illegally issuing financial tickets; Whether it is suspected of issuing a letter of guarantee in violation of regulations; Whether it is suspected of accepting, paying or guaranteeing illegal bills; Whether it is suspected of stealing public or private property; Whether it is suspected of defrauding public and private property.
4. External investigation and handling matters include, but are not limited to: whether it has been summoned by public security and judicial organs or investigated for evidence; Whether compulsory measures such as criminal detention, arrest, residential surveillance and bail pending trial have been taken by the public security and judicial organs; Whether the public security organs have given administrative detention, reeducation through labor and other punishments; Whether it has been reported negatively by the news media.
5. Work performance matters include, but are not limited to: whether there are cases of instigating, coercing or tricking others into illegal operations; Whether there are illegal operations instigated, coerced or deceived by others; Whether there is deception or fraud; Whether there are cases of string posts, mixed posts and "single-handedly clearing positions"; Whether there is any situation of simplifying or changing business processes at will; Whether there are cases of overstaying without justifiable reasons, or often leaving the post without authorization; Whether there are cases of intentional evasion, delay, refusal of rotation, communication and vacation; Whether there is a situation of intentionally evading or resisting video surveillance, auditing, supervision and superior inspection and auditing, or not accepting inspection and auditing for an unreasonable long time; Whether the account I handle or manage is inconsistent with the facts or has abnormal charges due to business errors or special business processing; Whether there are intentional business errors or accounting confusion; Whether there is any act of concealing, destroying or tampering with business vouchers, records, account books and files; Whether it is illegal to handle business for yourself or for parents, spouses, children and other related parties; Whether there is any valet service such as illegal keeping of passbook (single), account opening, deposit and withdrawal, changing seal, buying duplicate, signing, etc.; Whether there is any illegal deposit or transfer of financial expenses of the unit by using personal savings account or "control account"; Whether there is any illegal deposit or transfer of customers' funds by personal savings account or "control account"; Whether there is any situation of using authority to seek illegitimate interests for themselves and their relatives and friends; Do you often handle personal affairs or trading activities during working hours?
6. Economic transactions include, but are not limited to: whether there is any situation of doing business or engaging in paid intermediary activities in the name of oneself or others; Whether there are any venture capital activities such as bulk stock trading, futures trading, foreign exchange trading and fund trading that are obviously inconsistent with my income; Whether there are illegal fund-raising or fund-raising, high-interest loans, participation in the operation of underground banks, etc. ; Whether you have a strong interest in buying a large number of lottery tickets, or buying illegal lottery tickets and participating in gambling activities such as gambling and horse betting; Whether there is any situation of privately accepting or asking for kickbacks from customers; Whether there is borrowing money, occupying customers' communication equipment, transportation and other property, or borrowing a large amount from customers; Whether there are any situations that require customers to pay or reimburse improper expenses, or make other improper and unreasonable demands on customers; Whether you often go to high-consumption places, and your daily consumption is obviously inconsistent with your personal and family income; Whether there are cases of using weddings, funerals and other matters to collect money.
7. Social communication matters include but are not limited to: whether to participate in illegal and disciplinary activities such as "pornography, gambling, drugs, smuggling and pyramid schemes"; Whether it is closely related to bad customers and social personnel with bad records; Whether to provide private loans, guarantees or other financial support to people with bad records or bad hobbies.
8. Family status matters include but are not limited to: whether there are family members, close relatives and friends engaged in pyramid schemes, gambling, drug-related and other illegal activities; Whether there are family members or close relatives and friends engaged in large-scale venture capital activities (such as business, stock trading, futures speculation, etc.). ) and there are financial constraints or large losses; Whether there are any major family changes that cause abnormal emotions and negative pessimism; Whether there is any violation of the provisions of the head office and provincial branches on the avoidance of relatives.
The above are the contents that must be checked. Branches and sub-bureaus can add contents to the paper checklist according to the actual situation.
Verb (abbreviation of verb) Measures to deal with problems found in investigation
(a) the problems and case clues found in the investigation process shall be verified immediately; If it is confirmed to be true or basically true, measures such as case management and investigation, behavior correction, risk resolution, punishment, continuous tracking or transfer to relevant institutions shall be taken immediately to control and eliminate risks in time.
(2) After investigation, it is found that employees may induce the behavior of the case, and corrective measures such as education, reminding conversation, and ordering correction within a time limit shall be taken to persuade and urge the perpetrator to correct in time.
(3) If the risk cannot be controlled or eliminated after taking corrective measures, measures such as leaving the post for inspection, compulsory leave, transferring from the post, leaving the post for waiting, returning compensation within a time limit or handing it over to relevant institutions shall be taken immediately.
(4) If the employees found to be in violation of regulations meet the disciplinary conditions after verification, the violators and other relevant responsible persons shall be dealt with in accordance with relevant regulations. In line with the conditions of integration, give points.
(5) Seriously carry out continuous follow-up work. Keep track of employees who find problems in the investigation, and dynamically grasp the progress of behavior correction and risk resolution by establishing special files, appointing special personnel to supervise, ordering regular reports or other appropriate measures. In the process of continuous follow-up, if the risks found in the investigation cannot be eliminated in time, or other existing risks are newly discovered, more effective and severe treatment measures should be taken. Continuous tracking work for not less than six months.
(six) to do a good job in the investigation and reporting of employee behavior. All branches and provincial branches should promptly organize and verify the information reported by employees through the reporting function of the behavior investigation system or other means, and seriously study and solve it, and give the whistleblower a reply.
VI. Investigation Requirements
(a) to strengthen the organization and leadership of the investigation work. All branches and provincial branches should strengthen the organization and leadership of the investigation work, and the main person in charge should be personally responsible. The leaders in charge of the bank and the heads of departments should conscientiously implement it to ensure that the investigation work does not go through the motions and receives practical results. It is necessary to strictly implement the responsibility system for investigation and punishment, and adhere to the principle of "who investigates and is responsible".
(two) strictly abide by the investigation discipline. In the process of investigation, we must adhere to legal compliance and prudent implementation, and must not violate national laws and regulations or harm the legitimate rights and interests of employees. We must be objective, fair and realistic, and we must not make things out of nothing, reverse right and wrong, take the opportunity to take revenge, slander and frame others. It is necessary to complete the investigation in strict accordance with the prescribed time, content, process and matters.
(3) Seriously carry out the daily inspection of employees. It is necessary to adjust measures to local conditions, flexibly use legal and compliant methods, take the initiative to talk with employees, and keep abreast of the ideological and behavioral trends of employees under their jurisdiction. Observe and pay attention to the words and deeds of employees, continuously pay attention to the compliance of employees' behaviors and the possibility of causing risks, and find abnormal situations in time. Irregular spot checks on employee attendance records, work documents, monitoring videos and other related materials, and visits to employees' families, customers and local public security, justice, banking supervision, discipline inspection, industry and commerce departments to understand the situation.
(4) Increase incentives and accountability. In accordance with the relevant provisions, be rewarded. If the investigation work is not in place, it is a mere formality, and measures are not taken in time or improperly after the investigation finds problems, resulting in the loss of cases, funds and reputation, or the disclosure or diffusion of investigation information in violation of confidentiality requirements, resulting in adverse consequences, it is necessary to strictly follow the relevant regulations and seriously investigate the responsibilities of the directly responsible person, the person in charge and other responsible personnel.
(five) to strengthen the supervision and inspection of the investigation. Discipline inspection and supervision departments at all levels should strengthen supervision and inspection of the investigation work to ensure that all measures of the investigation work are put in place. Provincial branches incorporate employee behavior investigation into comprehensive inspection of compliance management, inspection of case prevention and control, efficiency supervision, and year-end assessment of party style and clean government construction and case prevention and control of branches and provincial branches.
(six) conscientiously do a good job in the investigation and summary report. After the investigation, all banks and departments should conscientiously summarize the investigation work of their own banks and departments, including organization and leadership, methods, main contents, investigation results, cause analysis of problems found, treatment measures and work suggestions. Please report the investigation summary to the discipline inspection and supervision department of the provincial branch before April 30, and the investigation summary of all departments of the provincial branch will be reported to the office of the party Committee of the organ.