1. Penalty interest. If the money owed to Gitzo is not paid back, the first consequence is penalty interest. If the money owed to Gitzo is not repaid, the penalty interest will increase by more than 30%-50% on the basis of the original interest rate of Gitzo loan.
Second, it affects personal credit information. In addition to the penalty interest, the bad information records generated after the overdue period will affect future loans. Moreover, if the overdue records are collected at the meeting, the personal credit stain will be retained for 5 years.
Third, it was collected. If the money owed to Gitzo is not returned, Gitzo will collect it, mainly by telephone.
Fourth, facing prosecution. If the lender fails to repay the loan for more than 3 months, Gitzo will bring a lawsuit to the court according to the loan contract, and the court will take industrial preservation measures to freeze all bank accounts of the lender and seal up the mortgage industry.
Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date.
Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
Suggestions for loan review Every loan should be carefully reviewed, and the risk judgment of the loan should not be based on past review or credit. Just because the borrower repaid the principal and interest on time in the past, the review or investigation procedures should not be relaxed.
Establish a fixed-term appointment system for the legal representative of the borrower and its main management personnel. The appointment period can be determined according to the size of the loan amount and the changes in the production and operation of the borrower. If the loan amount is large, the appointment period should be shortened accordingly.
Loan officers (loan officers, members of the credit review team and members of the credit review committee) shall not engage in improper private contact with borrowers in loan activities.
Credit officers and their immediate family members shall not accept the borrower's cash, precious gifts, shopping vouchers, etc. ; Shall not participate in recreational activities paid by the borrower; No expenses shall be repaid to the borrower.
For loans with large loan amount and long term, or loans used by borrowers for specific purposes, lawyers, accountants and other professionals should be hired to make professional judgments and provide expert opinions on related matters.
What will happen to the money owed to Gitzo? 1. If the lending institution fails to perform the judgment of the court within the performance period after suing the court and winning the case, it will apply to the court for enforcement.
2. When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits in the name of the lender according to law.
3. If the lender refuses to perform the effective judgment of the court because there is no enforceable property under his name, negative information such as overdue repayment will be recorded in the personal credit report, which will restrict high consumption and entry and exit, and may even lead to judicial custody.
4. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.
According to the provisions of Article 114 of the Contract Law, the parties may agree that when one party breaches the contract, it shall pay a certain amount of liquidated damages to the other party according to the situation of breach of contract, and may also agree on the calculation method of the amount of compensation for losses caused by breach of contract.
Extended data
Money owed to Gitzo is enforced:
1. Enforce the deposit of the respondent;
2. Enforce the income of the respondent;
3. Enforce the property of the person subjected to execution, such as stocks;
4. Enforce the movable property such as the vehicle of the person subjected to execution;
5. Enforce the debtor's accounts receivable and other property;
6. Enforce the land, real estate and other immovable property of the person subjected to execution;
7. Forcing the respondent to return specific property;
8. Double the interest on the debt during the period of delay in performance, and pay the expenses for delay in performance;
9. Compulsory measures such as fines and detention; Restrict entry and exit, etc.