Differences between interbank business and investment banking business of commercial banks;

(1) Inter-bank business mainly refers to business dealings between banks;

(2) Investment banking refers to IPO and bond underwriting for enterprises.

2.

The interbank financial business of commercial banks refers to:

(1) Serving and cooperating with financial interbank customers, which mainly focuses on interbank financing, is a new business that has sprung up and flourished in commercial banks in recent years.

(2) Specifically, it includes: inter-bank fund settlement, inter-bank deposit, bond investment, inter-bank borrowing, foreign exchange transaction, derivative product transaction, inter-bank fund transaction, inter-bank asset transaction and repurchase, bill discount and rediscount. In recent years, the inter-bank business of some joint-stock commercial banks has developed rapidly, and the proportion and contribution of inter-bank business volume, income and profit in various businesses of commercial banks have increased significantly.

3.

Investment banking refers to:

(1) According to the online knowledge of investment banks, the businesses of international investment banks include: corporate financing, mergers and acquisitions, financial consulting and other businesses. (2) In China, investment banking mainly includes:

Securities underwriting, securities trading, mergers and acquisitions, fund management, project financing, venture capital, credit asset securitization, etc.