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What professional expertise should financial professionals have?
Talents in the financial industry need to have the following skills: \ x0d \ x0d \ 1. At present, the demand for financial talents in the market is wider, and the demand for talents in the financial industry in the future is diversified. The development of China's financial industry needs multi-level financial talents. With the development of economy, the market-oriented transformation of economy makes the demand for providing investment and financing decisions for enterprises and individuals and participating in financial markets increase sharply, so the demand for financial talents is more extensive. Central banks that carry out macro-control and financial institutions that directly engage in financing and investment, such as commercial banks, insurance companies, securities companies, leasing companies, etc. Ask financial institutions engaged in financing investment, such as credit evaluation companies and credit guarantee companies. , as well as the financial departments, financial consulting institutions and industrial and commercial enterprises of various companies. \ x0d \ x0d \ 2。 In the future, the demand for talents in finance is also diversified. The so-called "diversification" means knowing more and more, not only in banking, finance and insurance, but also in politics and economy. And have an international vision to adapt to the current information age of globalization and international integration. Talents in the financial industry must have profound economic and legal knowledge and a comprehensive understanding of banking, securities, insurance, futures and other related knowledge. Talents in the financial industry are also required to have rich financial experience, excellent professional ethics, good interpersonal skills and organizational and coordination skills. \ x0d \ x0d \ 3。 On the basic quality, the financial industry needs good communication skills and strong adaptability. No matter how good a professional is, if he lacks communication skills, can't clearly express the information he wants to express, can't clearly explain it to customers, colleagues, superiors and subordinates, or can't simply express it clearly, then he can't effectively convey information and can't work effectively. If he lacks adaptability, can't quickly integrate into the new collective and new environment, and always wants to highlight his personality, then he violates the fixed corporate culture of financial enterprises, and it is difficult to get recognition in his work. \ x0d \ x0d \ 4。 In terms of professional quality, due to the increasing internationalization of financial and economic activities, the trend of securitization, complexity and micro-development of financial institutions and financial activities, different demanders have different business contents, so they have different requirements for talents and require broader and higher financial knowledge. For example, as a macro-control department, the central bank needs talents who are familiar with financial laws and regulations and can participate in the formulation and implementation of financial policies; What commercial banks need are talents who understand management, are skilled in business operation, can develop products and markets, are good at marketing, are good at financial analysis and can effectively take risks; The securities industry has higher and higher requirements for employees. In addition to the necessary financial knowledge such as risk portfolio management, basic stock analysis and technical analysis methods, you also need to know accounting and law. Corporate finance companies need people who are familiar with economic and financial operations, have a sense of modern financial marketing, and can formulate financing strategies and goals according to the micro-financial situation and macro-economic situation of enterprises.