1, know your own money. Facing the problem of investment and financial management for the first time, we must first make clear our own funds. For example, for the same idle funds, 1 10,000 yuan and110,000 yuan are different when choosing investment products and strategies.
2. Know your risk attitude. In addition to the financial situation, we should also be clear about our attitude towards investment risks, that is, risk preference. I am more radical, hoping to get higher income and take greater risks; Still conservative, as long as you get less income and take less risks. These situations will also affect your choice of financial investment products.
3. Learn to diversify your investments. Diversification of investment is a good way to accumulate experience and diversify risks. As the saying goes, don't put your eggs in the same basket, just diversify your investment. You can choose some short-term, medium-term and long-term financial products respectively. In this way, different benefits and investment experiences of different investment and wealth management products can be obtained, and risks can be dispersed. Then summarize and choose the financial products that suit you.
4. Form your own investment habits. For example, divide your own funds into three parts, and what are the proportions of conservative investment, steady investment and high-yield investment?
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Caution: Do not enter the heavy venues in Man Cang.
What any wealth management transaction fears most is that investors suddenly go to the top, or even have heavy positions, or even Man Cang enters the market. After all, no matter how careful you invest in products, there are certain risks. If we rashly invest a lot of money in gambling, once the market price deviates from our expectations, adding positions will inevitably lead to huge losses, and even directly lead to the explosion of positions. So how to manage and invest correctly? It is suggested to keep in mind the principle of light warehouse trading. If you want to enter the market, first try to test the market with a small amount of funds, and then gradually add positions after its trend meets our expected judgment, so as to achieve the dual purposes of controlling risks and expanding income.