If it is a commercial loan from China Bank, and telephone banking has been opened in the repayment account, you can call the customer service hotline of Bank of China at 95566 for manual service inquiry. After dialing 95566, you can tell the intelligent customer service your requirements: "Transfer to manual service" or choose 3- banking service, 0- manual service, 5- other personal and company business consultation to access manual customer service according to the key prompts.
The above contents are for your reference. Please refer to the actual business regulations.
What's the customer service phone number of the credit loan?
Rural credit cooperatives: 96596
The telephone number of credit loans is different for each bank, and only rural credit cooperatives have a unified telephone number. Although rural credit cooperatives do not have a special loan telephone number, users can call the national unified customer service telephone number set up by rural credit cooperatives for consultation. After getting through the customer service phone, you can directly turn to the 0 key for manual service consultation, or you can log in to a rural credit cooperative in official website to inquire.
Here is a description of the credit loan telephone numbers of other banks.
1, the telephone number of Ping An Bank's credit loan is 955 1 1, which is a national unified telephone number.
2. loan: 0538-86 1 1-9289, which is a quick loan diversion app developed and operated by Guangdong hexiang technology co., ltd.
3. China Merchants Bank 800-820-5555
4. Bank of China 800-820-5288
5. China Construction Bank 800-820-0588
6. Agricultural Bank of China 800-8 19-5599
7. Bank of Communications 800-988-8888
8. China CITIC Bank 800-999-5558
9. Minsheng Bank 800-8 10-8008
10, Shanghai Pudong Development Bank 800-820-8788
The following are national calls.
1 1, Industrial Bank 9556 1
12, Industrial and Commercial Bank of China 95588.
13, Bank of China 95566
14, China Construction Bank 95533
15, Industrial and Commercial Bank of China 95588
16, China citic bank 95558
17, Agricultural Bank of China 95599
18, Minsheng Bank 95568
19, China everbright bank 95595
20. Bank of Communications 95559
2 1, Guangfa Bank 95508
22. Shanghai Pudong Development Bank 95528
23. Shenzhen Development Bank 9550 1
24. Huaxia Bank 95577
25. Industrial Bank 9556 1
How to consult China Bank's mortgage?
For details, please consult the loan handling bank of Bank of China. Or call the customer service hotline of China Bank at 95566 for more loan information.
The above contents are for your reference. Please refer to the actual business regulations.
ICBC Loan Telephone Manual Customer Service
The telephone number of ICBC loan manual service is 95588.
Call ICBC customer service hotline 95588 to directly transfer to personal loan service, which is also ICBC's comprehensive service hotline. General consulting business and handling business can be carried out through this phone. If you want to apply for a loan, you can consult the materials you need to prepare first, and then fill out the application form at ICBC outlets to apply for a loan. When making this call, first select the business to consult according to the voice prompt. If you need to transfer the manual customer service call, please call first, wait for the voice broadcast for a while, then press "9", and then select the corresponding service according to the prompt to connect the manual customer service of ICBC. Please note that if there is no answer, the system may be busy. It is recommended to dial later. So, if you want to apply for a loan in China Industrial and Commercial Bank or know the relevant loan information, you can call this number for consultation. In addition, you can learn about the loan information through ICBC's online banking, and you can also apply for a loan online.
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Matters needing attention in handling loans
1. Loan amount: When applying for a loan, the applied amount should not be too high. The larger the loan amount, the higher the possibility of rejection. At the same time, borrowers should also apply for a loan amount according to their repayment ability to avoid the economic pressure caused by excessive monthly payment. The loan amount should be reasonable. Be sure to make a budget before applying for a loan. The loan amount can be increased by 10% on the basis of the budget. If you exceed this limit, you may have to pay for your irrationality. Ask the total interest of the loan. Zero interest rate is not equal to zero interest, so don't confuse the two. The so-called zero-interest loan products generally transfer interest to fees, guarantees and other items. After careful calculation, it is not necessarily cheap.
2. Loan information: The borrower must ensure that the information it provides to the lending institution is true and complete. Once suspected fraud is discovered, the lending institution will directly refuse the loan. Confirm whether the materials are ready. Collect four sets of loans: copy of personal ID card, work certificate, punch card salary and personal credit report, and you can almost summon the credit manager. And determine whether you meet the loan application conditions, including age, work place and working years in this unit, income requirements, credit status, occupation or industry restrictions and so on. If these six elements are up to standard, you can apply with confidence.
3. Purpose of the loan: When filling in the purpose of the loan, the borrower should write down the purpose of the loan frankly and clearly, which will make it easier to pass the examination. That is, the use of loans should be in compliance. If you are going to gamble and gamble, the bank will definitely avoid you. And if you use it for stock trading, futures trading and wealth management products, these banks are also not allowed.
Can banks borrow money online? Online formal bank loan platform to share!
With the continuous development of internet finance technology, banks, as the leader of the credit market, have also launched many small loan products that can be applied online. Many users have asked, can banks borrow money online? Let's share with you four formal online bank loan platforms. Let's have a look!
Can banks borrow money online?
1, Agricultural Bank of China Network Dai Jie
Online lending is a small loan product provided by Agricultural Bank of China for individual customers who meet certain conditions. Customers can apply independently through mobile online banking of Agricultural Bank of China. The daily application time of NetJet Loan is from 7: 00 to 22: 00, and there will be a maximum limit every day. If the limit of the day is exceeded, the system will prompt "the limit that can be applied for today has been used up, please apply again the next day".
2. China Merchants Bank E invites loans
E-Rent Loan is a small loan product under China Merchants Bank, which supports borrowing for repayment with a daily interest rate of 0.05%. You can also choose the method of staging, with the rate starting from 0.75%. According to the bank's assessment of personal credit, the interest rate will be different. If the borrower applies during the promotion period, the loan interest rate can reach 0.04%.
3. White-collar loan of Postal Savings Bank
"White-collar loan" refers to a loan product without any mortgage issued by the Postal Savings Bank to eligible borrowers under the condition of maximum revolving credit. The maximum loan amount for white-collar loans is 300,000 yuan, and the borrower must provide his/her valid ID card, work certificate, income certificate, marriage certificate and other materials.
4. China Merchants Bank lightning loan
China Merchants Bank's lightning loan is a consumer credit loan of China Merchants Bank, which can be applied for by mobile banking. The borrower applies for the lightning loan of China Merchants Bank without mortgage and guarantee, without written materials or going to the counter to apply. The loan approval can be completed in 60 seconds at the earliest, and the success of the lightning loan is subject to the system audit.
The above is the related content sharing of "Can banks lend online?". I hope I can help you!
How does China Bank borrow money online?
At present, customers in some areas of China can apply for loans online through personal online banking and mobile banking of BOC. Online loan applications support micro-enterprise loans, first-hand housing loans, second-hand housing loans, commercial student loans, foreign exchange study loans, consumer car loans, personal business loans and military/armed police housing provident fund loans. Different regions support different types of loans. Please select details from the drop-down menu.
Personal online banking can be used in loan management-new business application-more loan application.
With mobile banking, you can handle housing loans-more loan applications.
The above contents are for your reference. Please refer to the actual business regulations.
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