Let me tell you this, nothing retains its value.
Because the trends of gold and oil are basically the same. Do you think oil can maintain its value?
When you buy a fund, the promises are pretty good, but there are risks. Generally, they will tell you how to get high returns from buying funds, but you have to remember that there is no free lunch in the world, so why are the returns high? Because the stakes are higher. Generally they will tell you that there are risks here, but the risks are basically very small, and generally there will be no problems, and then they will ask you to sign a risk notification form.
Why did you sign this? Because the fund is not capital guaranteed. Documents issued by the central government also prohibit them from saying such things as capital preservation.
So considering the current economic situation in China, I choose to speculate in foreign exchange. It's better to invest in foreign assets. As long as the world economy is there, the U.S. economy won't have much of a problem. The safety factor is much higher than that in China. Because of the current property market and stock market. . . Hehe, you understand. Once inflation continues to be difficult to contain, in fact it has become difficult to contain it, and policies are introduced to suppress the economy, everything will be over.