Why should down-to-earth work be opposed to stock trading and buying funds? There is no contradiction between working down-to-earth and stock trading and buying funds. You can work down-to-earth while trading stocks and buying funds.

Work is your main job, and you must work hard and down-to-earth to do it well. Your salary is your living guarantee. In addition to living expenses, there is usually a balance. Some people like to deposit money in the bank. Interest, some people like venture capital, and let money regenerate money. There is nothing wrong with either of them. Different personal preferences lead to different work styles. Why should you specifically mention it if you are keen on stock trading and buying funds?

We all know that the higher the return, the greater the risk. Some people have poor risk tolerance, so they will naturally deposit their money in the bank. I am such a person.

Some people want to get more income, so they will naturally choose to speculate in stocks and buy funds. Behind the risks of stock speculation and buying funds, there are opportunities for huge profits. Isn’t it good to make money with your own skills? Therefore, there is nothing to criticize in being keen on stock trading and buying funds. It is a positive investment philosophy.

So I think there is nothing wrong with many people being keen on stock trading and buying funds, and it does not affect their down-to-earth work.

First of all, the stock market does have risks, and in the past thirty years, most small and medium-sized retail investors have lost money. Except in the bull market, some people may make money, but this is only They are investors who account for about 10%-20%.

So why do so many people choose to invest in stocks? It is because it has the hope of making money. And this proportion is not low, around 10%-20%. We also know that only about 2%-5% of people who start a business or do business can truly succeed. Therefore, the probability of success in stock investment is much higher than that in starting a business or doing business. Moreover, doing stocks is relatively easy. You only need to understand some basic analysis principles of the stock market and add some luck, and you can make money from the stock market. If you participate in a business or entity investment , all aspects of it are much more complicated than the stock market. In addition to the business itself, there are also many people to deal with, which is no trouble.

Another one is that stock investment itself will not take up too much of everyone’s time. It can be completely regarded as a side job or a second career, because most people still have normal jobs. In this work and life, I don’t have much energy to choose to do business or start a business. On the contrary, there is such a good investment platform that allows everyone to achieve their goal of making money, right? Of course, in the end, risks are relative to returns, and any investment has risks. The stock market is only slightly riskier than these fixed-income products, but compared with options, futures, foreign exchange, gold, etc., those who trade on margin Relatively speaking, the risk of the product is relatively small. In addition, in the domestic market, its delisting mechanism is not yet complete. Therefore, as long as the stock is not delisted, it will one day rise, and it has to bear such a temporary book loss. Floating losses, when the bull market hits, most people will still achieve capital preservation or small profits. This is the stock market, there are risks, but you have to look at it. And some people are more inclined to genes, why? Because fixed investment in funds smooths out the risk of volatility. By buying the fund at a fixed time and in a fixed amount, calculated from the buying point, there is a 50% probability of an increase or decrease, and buying evenly at both high and low prices can smooth out stock price fluctuations. The fund is run by professional managers who actively buy and sell stocks based on passively replicating index and quantitative models, overcoming human greed and fear. Professional matters are left to specialized people to manage. In terms of winning chances, it is better than retail stock trading. A fund is a basket of stocks or a stock pool selection, and the risk is smaller than speculating on individual stocks. Therefore, it is better for them to buy stocks than to buy funds.

If you are a professional speculator, then market risks can basically be ignored. Unless you face some systemic risks, you may not be able to avoid them in time, but there will also be corresponding effective exits. mechanism to exit in time to avoid such a decline and loss. So we have to look at this issue correctly and rationally, because after all, the Chinese stock market has just started now. There will be a big bull market in the next few decades. If we have such firm goals, perseverance and confidence, long-term investment will still be able to enjoy such a bull market for everyone in the future. benefits brought by it.