As one of the four state-owned banks, CCB is also a bank that people choose more and buy many credit loan products. China Construction Bank's fast loan is the general name of a kind of products of China Construction Bank's credit loan, including fast e-loan, financing e-loan, pledge loan, car e-loan and wo e-loan. Today, I will introduce these credit loan products to you respectively.

Kuaiyidai

Application method: online self-help micro-credit loan.

Loan amount: 1 1,000-300,000 yuan

Loan term: maximum 1 year, which can be recycled.

Loan purpose: it can be withdrawn independently; You can shop on the domestic e-commerce website and pay with the "loan account" in online banking payment; You can use the debit card of the fast loan sign to swipe your card at the merchant POS.

Rong e Dai

Application method: online approval, offline signing.

Loan amount: 50,000-5 million yuan.

Loan term: up to 5 years, which can be recycled.

Loan purpose: you can shop on domestic e-commerce websites and use the "loan account number" in online banking payment; You can use the debit card of fast loan sign to swipe your card at the merchant POS; After providing the corresponding materials as required, payment can be made by transfer.

hypothecated loan

Application method: online self-service pledge loan for the whole process.

Loan amount: 50-3 million yuan.

Loan term: maximum 1 year, which can be recycled.

Pledgeable financial assets: time deposits, certificates of deposit, national debt, wealth management products, etc.

Loan purpose: it can be withdrawn independently; You can shop on the domestic e-commerce website and pay with the "loan account" in online banking payment; You can use the debit card of the fast loan sign to swipe your card at the merchant POS.

Che e Dai

Application method: full-process online self-help pure credit car loan.

Loan amount: 1000 yuan-500,000 yuan.

Loan term: up to 3 years.

Loan purposes: online loan for car selection and offline credit card for car pick-up. After the loan application is successful, you can choose the intended vehicle online, click "Reservation" to make an offline loan payment with the car dealer and pick up the car. Cooperative automobile brands include: Dongfeng Peugeot, Mao Yi Auto Network, etc.

Wo e Dai

Application method: self-help micro-credit loan for specific customers in the whole process. The application channel is Unicom's "Woyigou" platform (

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Loan target: the individual actual operator of Unicom agent registered and certified on Unicom "Woyigou" platform.

Loan amount: 6,543,800+0,000 yuan-500,000 yuan.

Loan term: 2 months at most.

Loan purpose: online payment, used to pay for shopping on Unicom's "Woyigou" platform.